Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, has announced that it will host a conference call and webcast to discuss its fourth quarter and full year 2024 financial results on Wednesday, February 26, 2025, at 4:30 pm ET. The financial results will be released via press release after market close on the same day. Hosting the call will be Simon Khalaf, Chief Executive Officer, and Mike Milotich, Chief Financial Officer.

Marqeta's platform enables companies to build and integrate financial services into their branded experiences, processing over $200 billion in annual payments volume in 2023. The company operates in more than 40 countries, offering built-in compliance and security features, and enabling businesses to leverage real-time data for personalized financial solutions.

As Marqeta prepares to share its Q4 and FY 2024 results, investors are eager to understand the company's performance and what the future holds. Here's what to expect and what the results could mean for investors:

1. Revenue Growth: Marqeta's revenue has been growing significantly over the years. In 2023, the company's revenue was $676.17 million, a decrease of -9.63% compared to the previous year's $748.21 million. However, it's important to note that this decrease might be due to market conditions or other external factors. Looking at the revenue growth over the past few years, Marqeta has shown strong growth:
* 2021: $517.18 million (78.16% growth from 2020)
* 2022: $748.21 million (44.67% growth from 2021)
2. Earnings per Share (EPS): Marqeta's EPS has been volatile, but it's essential to consider the company's growth stage and the investments it's making. In 2023, EPS was $0.03, compared to -$0.42 in 2022. Analysts expect EPS to decrease in 2025 to -$0.18, which could be due to increased investments or other strategic decisions.
3. Forward Price-to-Earnings (P/E) Ratio: Marqeta's forward P/E ratio is 138.54, which is relatively high compared to the industry average. This high valuation might be due to the company's growth potential and its innovative business model. However, investors should be cautious and monitor the company's earnings growth to ensure that the high valuation is justified.
4. Gross Margin: Marqeta's gross margin is an essential metric to evaluate the company's pricing strategy and cost structure. In 2023, Marqeta's gross margin was 67.1%, which is relatively high compared to the industry average. This high gross margin indicates that the company has a strong pricing strategy and efficient cost structure.
5. Operating Margin: Marqeta's operating margin is another crucial metric to assess the company's profitability. In 2023, Marqeta's operating margin was -28.5%, which is a significant improvement from the previous year's -41.2%. Investors should monitor the company's operating margin to ensure that it's improving over time.
6. Cash Flow from Operations (CFO): Marqeta's CFO is an essential metric to evaluate the company's liquidity and financial health. In 2023, Marqeta's CFO was -$157.47 million, which is an improvement from the previous year's -$222.96 million. Investors should monitor the company's CFO to ensure that it's improving over time and that the company has sufficient liquidity to fund its operations and growth initiatives.



In conclusion, Marqeta's Q4 and FY 2024 results will provide valuable insights into the company's performance and growth trajectory. Investors should pay close attention to the company's revenue growth, EPS, P/E ratio, gross margin, operating margin, and CFO to assess the company's financial health and growth prospects. As Marqeta continues to innovate and expand its platform, investors can expect the company to face both opportunities and challenges in the coming years. By staying informed and monitoring the company's performance, investors can make more informed decisions about their investments in Marqeta.