Mantle Launches UR Neobank to Unify Crypto and Traditional Finance

Mantle, a modular blockchain ecosystem, has launched UR, a crypto-first neobank and smart money app, aiming to unify traditional and decentralized finance. UR is designed to streamline financial experiences by enabling users to spend, save, and invest in both fiat and crypto within a single platform. The initiative is part of Mantle’s broader strategy to integrate DeFi into real-world applications and is currently in its beta testing phase, with plans for a full rollout in the coming quarters [1].

UR leverages the Mantle Network, a high-performance modular blockchain, and is supported by one of the largest community-owned treasuries in the crypto space. The neobank addresses the common challenge of fragmented financial accounts by offering a unified interface. Users can manage both fiat and crypto balances, access virtual and physical multi-currency cards, and automatically allocate funds into the Mantle Index Four (MI4) fund or DeFi strategies. Additionally, UR offers credit lines backed by on-chain assets and cashback-style yield rewards through the Mantle Rewards Station, where users can lock MNT tokens to increase their "MNT Power" [1].

The platform also introduces direct salary deposits with tokenization options, allowing users to receive their earnings in fiat, instantly convert to stablecoins, and begin spending or investing without leaving the app. This functionality mirrors popular fintech apps like Revolut and Apple Pay but is enhanced by DeFi capabilities. UR’s roadmap includes a phased rollout, with beta testing ongoing and an early access launch slated for Q3 2025. Global expansion, including card support, is expected in Q4 2025–Q1 2026, with full feature integration, including MI4, to follow in 2026 [1].

Regulatory compliance is a key focus for Mantle, with the company evaluating frameworks by region to ensure user safety and transparency. The initiative also offers significant value to $MNT token holders, providing access to exclusive tools, reward opportunities through Mantle Missions, and governance participation. MNT, the native token of the Mantle ecosystem, plays a central role in gas, governance, and ecosystem growth, further integrating token utility into financial services [1].

UR is positioned as the anchor of a self-sustaining financial loop within the Mantle ecosystem, improving capital efficiency and simplifying crypto onboarding. The project aligns with Mantle’s vision to become the “Blockchain for Banking” of Web3. To support users in accessing the ecosystem, Mantle recommends StealthEX, a no-registration crypto exchange that enables fast, secure, and non-custodial $MNT transactions [1].

The launch of UR reflects Mantle’s commitment to building tangible financial tools for real-world use. As the platform progresses, users can expect increased engagement through community events and updates aligned with major industry conferences. Mantle is not just envisioning the future of finance—it is actively constructing it [1].

Source: [1] Mantle Launches UR, a Crypto-First Neobank, Bridging Traditional Finance and DeFi

https://cryptodaily.co.uk/2025/08/mantle-launches-ur-a-crypto-first-neobank-bridging-traditional-finance-and-defi