Mantle Launches UR Neobank to Bridge TradFi and DeFi

Generated by AI AgentCoin World
Friday, Aug 8, 2025 12:28 pm ET1min read
Aime RobotAime Summary

- Mantle launches UR, a crypto-first neobank unifying TradFi and DeFi in one borderless account for spending, saving, and investing.

- UR integrates multi-currency cards, tokenized salaries, and DeFi strategies, leveraging Mantle Network's EigenDA and upcoming zkVM for scalability.

- $MNT holders gain enhanced token utility via governance and MI4 access, while UR's phased rollout targets global expansion by 2026 with regulatory compliance.

- The platform aims to simplify crypto onboarding and create a self-sustaining financial loop, positioning Mantle as a "Blockchain for Banking" in Web3.

Mantle, a modular blockchain ecosystem, has launched UR, a crypto-first neobank designed to unify traditional and decentralized finance (TradFi and DeFi) within a single platform. UR functions as a borderless smart money app, enabling users to spend, save, and invest in both fiat and crypto from one integrated account. This move aligns with Mantle’s broader mission to build infrastructure that supports real-world utility for digital assets. The beta version of UR is currently live, with a phased rollout planned through 2026 [1].

UR aims to streamline financial interactions by eliminating the need for users to juggle separate accounts for crypto and fiat. The app features virtual and physical multi-currency cards, direct salary deposits with tokenization options, and auto-allocation into DeFi strategies or the Mantle Index Four (MI4) fund. Users can also access credit lines backed by on-chain assets such as mETH and Function’s

Bitcoin
(FBTC), while earning yield rewards through the Mantle Rewards Station. These features blend the convenience of modern neobanks with the flexibility of DeFi [1].

A strategic benefit of UR lies in its integration with Mantle’s broader ecosystem, which includes the Mantle Network and MI4. The Mantle Network, the foundational blockchain layer, has already integrated EigenDA and is preparing to support Succinct's zkVM, which will enhance scalability and security. UR is positioned to act as the central hub for these services, reinforcing Mantle’s vision as a “Blockchain for Banking” in the Web3 era [1].

$MNT token holders stand to benefit from UR through increased token utility, which supports gas, governance, and ecosystem growth. They will also gain access to exclusive tools like the Mantle Index Four and governance participation in product development. UR aims to create a self-sustaining financial loop by improving capital efficiency and simplifying crypto onboarding [1].

Mantle has detailed a clear timeline for UR’s development and expansion. The beta phase is ongoing, with early access planned for Q3 2025. Global expansion, including the launch of physical and virtual cards, is expected by late 2025 and into 2026. Full integration with MI4 and the broader financial suite is set for 2026 [1].

Regulatory compliance and regional alignment are central to UR’s strategy. Mantle has emphasized user safety, transparency, and global accessibility, ensuring compliance with local standards while preserving its decentralized nature [1].

The UR launch reflects Mantle’s ambition to lead in both blockchain performance and practical financial innovation. By addressing the fragmentation of financial accounts, Mantle is positioning UR to play a pivotal role in borderless finance, especially for users who prioritize flexibility and ease of access [1].

Source: [1] Mantle Launches UR, a Crypto-First Neobank, Bridging Traditional Finance and DeFi (https://cryptodaily.co.uk/2025/08/mantle-launches-ur-a-crypto-first-neobank-bridging-traditional-finance-and-defi)