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Lemonade (LMND) and EverQuote (EVER) are InsurTechs facing challenges due to lowered interest rates, increased competition, and regulatory scrutiny. LMND has diversified its business beyond renters and homeowners insurance, with a strong focus on customer retention and subscription-driven model. EVER is well-positioned for long-term growth, with a robust digital platform and a focus on data-driven underwriting. Both companies are investing in regtech solutions to overcome compliance challenges. LMND is projected to reach $727 million to $732 million in revenues by 2025, while EVER is expected to grow its in-force premium by 30% in fiscal 2026.

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