Liquidium Unveils Cross-Chain Loans for Bitcoin, Ethereum, Solana

Liquidium, a Bitcoin-native lending platform, has introduced a new cross-chain lending product that allows users to lend and borrow assets across Bitcoin, Ethereum, and Solana networks. This innovative solution, named Liquidium Cross-Chain Loans, was unveiled at the Bitcoin 2025 conference. The product leverages Chain Fusion Technology developed by the Internet Computer (ICP), enabling direct communication between blockchains without the need for third-party bridges, which are often considered security vulnerabilities in decentralized finance (DeFi) architecture.

Liquidium's new product addresses a significant limitation in DeFi by allowing users to deposit native Bitcoin and borrow assets like USDT on Ethereum or USDC on Solana. This functionality is designed to enhance security and user control, removing the need for users to worry about the specific chain they are operating on. Robin Obermaier, CEO of Liquidium, emphasized the product’s focus on security and user control, stating that Liquidium removes the need for users to surrender keys to centralized bridges. He added, “Bitcoin was built for self-sovereignty, not surrendering keys to centralized bridges…We’ve abstracted the plumbing so there’s just the blockchain. Deposit native BTC, receive USDT on Ethereum, USDC on Solana, or any asset you need, quickly and securely.”

The platform’s beta launch is anticipated in the third quarter of 2025, with a broader public rollout to follow. Interested users can join the waitlist at Liquidium.fi. Liquidium’s product design mimics lending protocols like Aave, using liquidity pools where users can lend or borrow assets. However, unlike Aave, which primarily operates on Ethereum, Liquidium facilitates native-to-native transactions across multiple chains without wrapping tokens or using custodial bridges. Users can supply Bitcoin directly from wallets such as Ledger or Xverse to earn BTC-denominated yields. Similarly, Ethereum, Solana, and stablecoins can be provided via crypto wallets like MetaMask or Phantom to generate yield on their respective chains.

Liquidium is betting on the cross-chain functionality to drive exponential growth for its platform. The platform aims to unlock the value of over $4.3 billion in wrapped BTC currently idle in Ethereum-based DeFi platforms. Liquidium CTO Peter Giammanco calls the new product a turning point that would turn the platform into a “multi-billion-dollar protocol in TVL and volume.” He added, “This is the cross-chain lending protocol built for Bitcoin. It’s about to change how DeFi works everywhere.”