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Lincoln National reported Q3 net income of $411 mln. The company operates multiple insurance and retirement businesses through subsidiary companies, including Annuities, Life Insurance, Group Protection, and Retirement Plan Services. Annuities provide tax-deferred investment growth and lifetime income opportunities, while Life Insurance offers various products such as term insurance, indexed universal life insurance, and critical illness riders. Group Protection provides group non-medical insurance products and services, and Retirement Plan Services offers retirement plan products and services to employers.

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