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Chase Home Loans is offering a limited-time mortgage refinance rate sale from Sept. 8 to Sept. 21. The sale applies to rate-and-term and cash-out refinances, with discounts varying by mortgage product and location. The promotion allows homeowners to lock in their refinancing rate during the sale period and combine it with Chase's relationship pricing discount, which can reduce rates by up to 1% with new deposits. The sale is legitimate as long as the lender isn't charging upfront interest in the form of discount points.

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