LendingTree Q2 Earnings Soar 197%, Revenue Up 19% YoY

LendingTree reported Q2 2025 EPS of $1.13, a 197.4% beat on analyst estimates, and revenue of $250.1 million, up 19% YoY. Profitability improved across all segments, with insurance, consumer, and home posting double-digit revenue growth. The company's focus on diversifying product offerings and deepening relationships with business partners, as well as investments in AI and automation, contributed to its success.

LendingTree, Inc. (TREE) reported its second-quarter 2025 earnings, which significantly exceeded analyst expectations. The company's earnings per share (EPS) of $1.13 beat forecasts by 197.4%, far surpassing the Zacks Consensus Estimate of $0.35 [1]. Revenue grew by 19% year-over-year (YoY) to $250.1 million, matching the Zacks Consensus Estimate [1].

The company's profitability improved across all segments. The insurance segment saw a 21% YoY revenue growth, while the consumer and home segments posted double-digit growth of 12% and 25%, respectively [3]. LendingTree's focus on diversifying product offerings and deepening relationships with business partners, along with investments in artificial intelligence (AI) and automation, contributed to its strong performance.

LendingTree's adjusted EBITDA increased by 35.3% to $31.8 million compared to the year-ago quarter [1]. The variable marketing margin also grew by 17.9% to $83.6 million. The company's cash and cash equivalents increased to $149.1 million as of June 30, 2025, from $126.4 million as of March 31, 2025 [1].

The company provided its outlook for the third quarter of 2025 and the full year 2025. Total revenues are expected to be between $273 million and $281 million for Q3 2025, with adjusted EBITDA and the variable marketing margin anticipated to be $34-$36 million and $86-$89 million, respectively [1]. For 2025, total revenues are expected to be between $1 billion and $1.05 billion, with adjusted EBITDA projected to be in the range of $119-$126 million [1].

LendingTree's stock price saw a modest increase after the earnings announcement, with aftermarket trading pushing the price up by 0.67% to $46.86 [3]. Analysts maintain a strong buy consensus and set price targets between $60 and $70 [3].

References:
[1] https://finance.yahoo.com/news/lendingtree-q2-earnings-surpass-estimates-162600718.html
[2] https://www.nasdaq.com/articles/lendingtree-q2-earnings-surpass-estimates-ebitda-improves-y-y
[3] https://www.investing.com/news/transcripts/earnings-call-transcript-lendingtree-q2-2025-earnings-beat-expectations-93CH-4164678