Large Investors Accumulate MUTM Ahead of Presale Final Phase, Token Up 71% Expected Before Market Shift

Large investors are quietly accumulating Mutuum Finance (MUTM) as the token nears the final phase of its presale, with analysts observing a potential for significant gains before a broader market correction [1]. Currently priced at $0.035 in Phase 6, MUTM has drawn attention for its structured DeFi lending framework and tangible utility features. The project is developing a dual-lending infrastructure that supports both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models.

The P2C system allows users to deposit major cryptocurrencies such as ETH and BTC into automated lending pools, earning passive income with interest rates determined by pool utilization rather than speculative market conditions [1]. Depositors receive mtTokens, which can be staked to earn MUTM rewards, offering a concrete yield mechanism in a market often dominated by hype.

The P2P system, meanwhile, supports speculative assets like PEPE, SHIB, or DOGE as collateral, allowing direct lending arrangements between users. This model is particularly attractive to investors seeking higher returns in niche markets [1].

Phase 6 of the presale has raised over $14.15 million, with 12% of the total token supply sold and more than 15,000 holders. However, the token is set to increase to $0.040 in Phase 7, marking the end of the best-value entry point. Investors who entered in earlier phases have already seen over 2.5x returns, and with an expected listing price of $0.06, the token is positioned for further upside [1].

The project’s roadmap includes a beta launch of its lending infrastructure and the introduction of a decentralized stablecoin. This stablecoin, backed by overcollateralized assets, is designed to serve as the core currency within the protocol. It features dynamic interest rates, peg-stabilizing mechanisms, and minting limits—elements that are rare in most presale tokens [1].

Mutuum Finance also plans to integrate with a custom Layer-2 blockchain, which will reduce gas fees, accelerate transaction speeds, and enhance scalability for its lending systems. These improvements are expected to boost protocol usage and drive natural increases in token utility and staking demand [1].

Security assessments by CertiK have given MUTM a Token Score of 95 and a Skynet Trust Score of 78. The project also offers a $50,000 bug bounty to reward security testers and a $100,000 giveaway campaign to support community growth [1].

With a strong fundamental foundation and early accumulation by larger investors, MUTM is seen as a potential candidate for a triple-digit price increase. As the presale moves into Phase 7 and market momentum builds, the token may break through the $1 level, driven by demand and underlying protocol value [1].

Source: [1] MUTM is altcoin whales are buying for last 3 figure gain before the dump hits... (https://invezz.com/news/2025/08/09/mutm-is-altcoin-whales-are-buying-for-last-3-figure-gain-before-the-dump-hits/)