Kira Aims to Build Financial Infrastructure for Latin America’s 1 Billion Unbanked

Kira, a global payments infrastructure platform specializing in embedded financial solutions powered by artificial intelligence and stablecoins, has raised $6.7 million in seed funding to support its expansion across Latin America. The round was led by Blockchange Ventures, with participation from Vamos Ventures, Stellar Development Foundation, Grit Ventures, Credibly Neutral Ventures, Michael Seibel, and Oso Trava. This follows a $2 million pre-seed round in July 2025 and marks a significant milestone in the company’s journey since its stealth launch over a year ago [2].

The funding will primarily accelerate Kira’s expansion across Latin America, beginning with South America, with a specific focus on Colombia. The capital will also be used to grow Kira’s technical team across key markets such as Mexico, Colombia, and Miami, as well as to develop new financial products including yield-bearing business accounts and international credit services [6]. Kira’s platform integrates AI-driven payments, treasury automation, compliance workflows, and global payout capabilities, enabling enterprises and startups to deliver modern financial services seamlessly. This includes remittances, payroll, and savings products, all facilitated through an “all-in-one API” that simplifies the deployment of compliant, scalable financial solutions [2].

Kira was founded by Edrizio De La Cruz, José Alberto “Beto” Díaz, and Camilo Jiménez. De La Cruz, previously founder of Arcus (acquired by Mastercard), has emphasized the importance of building infrastructure that supports the 1 billion underbanked and under-served populations in emerging markets. “This funding allows us to accelerate building the infrastructure that Latin America needs to compete in the global digital economy,” he stated [6]. The startup has already generated $3 million in revenue in its first year, according to reports [6].

The investment has drawn support from industry experts who see significant potential in Kira’s approach. Rob Schmults of Blockchange Ventures highlighted the opportunity as transformative, noting that Kira’s team brings a unique blend of experience and expertise to the table. “Bringing blockchain-powered financial services to any enterprise is a potentially massive new category of business,” Schmults said [2]. Stellar Development Foundation’s involvement underscores the platform’s reliance on the Stellar blockchain for fast, low-cost cross-border transactions—critical for remittances and financial services in emerging markets [4].

Kira’s strategic expansion includes forming partnerships with regional banks and payment processors to broaden its reach and establish its infrastructure as a foundational layer for the region’s digital economy. The company aims to enter five Latin American countries within the next 18 months, leveraging its AI and stablecoin-based infrastructure to deliver compliant, scalable financial services [6]. This move aligns with Kira’s long-term vision of enabling businesses in emerging markets to offer financial products with the same ease and speed as their counterparts in more developed economies [6].

As Kira scales its operations, the company is also focusing on refining its technical offerings and expanding its workforce. The capital injection will support the hiring of additional developers and engineers, who will work on expanding Kira’s API capabilities and enhancing its compliance tools. The startup’s stealth period allowed it to build a robust platform that integrates stablecoins, AI, and enterprise APIs to streamline financial infrastructure for non-traditional fintech players [2].

Source:

[1] title1 (https://www.zoominfo.com/c/kira-labs-inc/153699145)

[2] title2 (https://fintech.global/2025/08/26/kira-raises-6-7m-to-power-ai-driven-fintech-products/)

[3] title3 (https://payspacemagazine.com/news/ai-driven-fintech-infrastructure-startup-kira-raises-6-7m-seed-funding/)

[4] title4 (https://www.panewslab.com/en/articles/6eacb7d5-827d-40c1-a839-649920e4a011)

[5] title5 (https://refreshmiami.com/news/from-stealth-to-6-7m-seed-kira-sets-sights-on-latin-americas-fintech-future/)

[6] title6 (https://www.latamrepublic.com/kira-raises-6-7m-seed-round-to-transform-latin-americas-fintech-infrastructure/)

[7] title7 (https://latamlist.com/kira-raises-6-7m-seed-round-led-by-blockchange-venture-capital/)