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Jim Cramer recommends selling Klarna and buying Affirm Holdings. Cramer praises Newmont Corporation, citing its strong earnings report and maintained Buy rating from UBS analyst Daniel Major. Klarna's third-quarter losses beat estimates, but Cramer advises selling due to the market's uncertainty. Affirm's stock price declined 2.7% on Monday. Newmont shares gained 1.2% on the same day.

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