Jefferies Maintains Hold Rating on Open Lending with $2.20 Price Target

Jefferies analyst John Hecht maintained a Hold rating on Open Lending (LPRO) with a price target of $2.20. The current consensus is a Moderate Buy with an average price target of $2.65. Insider sentiment is positive, with 21 insiders buying shares over the past quarter. Hecht has a 13.4% average return and a 60.44% success rate on recommended stocks.

Upstart Holdings (UPST), a fintech company specializing in AI-driven lending, has seen a mixed analyst sentiment in recent months, with a focus on its growth potential and profitability challenges. According to TipRanks, as of July 2025, 14 analysts have provided ratings on UPST, with 4 Buy ratings, 9 Hold ratings, and 1 Sell rating [1].

The average price target for UPST over the past three months is $60.55, representing a -20.40% change from its last price of $76.07. The highest price target is $85.00, while the lowest is $20.00 [1].

Among the analysts, Jefferies analyst John Hecht maintained a Hold rating on UPST with a price target of $79.00 [1]. In contrast, Piper Sandler analyst Patrick Moley initiated a Buy rating with a price target of $75.00, indicating a positive outlook on the company's growth prospects [1].

The analysts' ratings reflect a mix of bullish and bearish views. While some analysts, like Mizuho Securities' Dan Dolev, maintain a Buy rating with a high price target of $110.00, others, such as Compass Point's Giuliano Bologna, stick to a Sell rating due to concerns over valuation and negative earnings [1].

UPST's earnings and sales forecasts for the next quarter are $0.25 and $225.35M, respectively, with a range of $0.22 to $0.31 for earnings and $222.00M to $231.32M for sales [1]. The company has performed in line with its industry over the past year, but its ability to maintain this trajectory remains to be seen.

Insider sentiment is positive, with 21 insiders buying shares over the past quarter, indicating confidence in the company's future prospects [1].

In conclusion, the mixed analyst sentiment on UPST reflects the company's potential for growth and the risks associated with profitability challenges and high financial leverage. Investors should carefully consider the various analyst views and the company's recent performance when making investment decisions.

References:

[1] https://www.tipranks.com/stocks/upst/forecast