Investors Get 16.49% APY on USDC Without Lockups—Why CoinEx Is Winning

Generated by AI AgentCoin World
Thursday, Aug 28, 2025 8:53 pm ET1min read
AAVE
--
BTC
--
ETH
--
SOL
--
USDC
--
Aime RobotAime Summary

- CoinEx's Flexible Savings program offers 16.49% APY on USDC with no lock-up periods.

- It outperforms platforms like Aave (4.98%) and Binance (12.15%) by providing instant liquidity.

- The program supports Ethereum, Solana, and others, with a $50 minimum and daily compounding.

- This flexibility addresses retail investors' demand for growth and liquidity in volatile markets.

- Easy access via CoinEx's "Earn" section positions it as a top passive income solution.

CoinEx has emerged as a leading platform for crypto passive income in 2025, offering some of the highest annual percentage yields (APYs) in the market for major digital assets. The platform’s Flexible Savings program enables users to earn competitive returns on assets they already hold, including

USDC
,
Bitcoin
,
Ethereum
, and others, with the added benefit of full liquidity and no lock-up periods. This model contrasts with other major platforms, which often require extended commitments for higher returns, limiting immediate access to funds.

Among the most notable offerings is the 16.49% APY on USDC through CoinEx’s Flexible Savings program, far surpassing the returns available on platforms like

Aave
(4.98%), Compound (6.39%), Bybit (9.04%), and even the 12.15% available on Binance, which requires locking funds for extended periods. The flexibility offered by CoinEx is a key differentiator, allowing users to access their funds instantly without any penalty, a feature that aligns with the growing demand for liquidity in a volatile market environment.

The platform’s program supports a variety of popular cryptocurrencies beyond USDC, including Ethereum, Bittensor,

Solana
, and others, making it an attractive option for users with diversified crypto holdings. Users can start earning with as little as $50, with interest compounded daily and distributed hourly. This approach lowers the barrier to entry and allows a broader range of investors to benefit from the platform’s high-yield structure.

CoinEx’s Flexible Savings program is part of a broader trend toward passive income solutions in the crypto space, driven by the need for more consistent returns amid market fluctuations. The platform’s approach of combining high APYs with instant redemption capabilities addresses a key pain point for retail investors who seek both growth and flexibility in their crypto portfolios. The lack of staking or bonding requirements further enhances user accessibility, removing common complexities associated with other yield-generating mechanisms.

Users can easily access the program through their CoinEx accounts by navigating to the "Earn" section, selecting their preferred asset, and subscribing to the program. The process is straightforward, with no complicated procedures or restrictions on withdrawals. This ease of use, combined with the competitive returns, has positioned CoinEx as a top choice for users looking to maximize the utility of their idle crypto assets.

Given the current market dynamics, where volatility remains a defining characteristic, CoinEx’s offering provides a compelling solution for investors seeking to generate income without sacrificing control over their assets. The program’s performance to date has demonstrated its ability to outperform other platforms on key metrics, making it a significant development in the evolving landscape of crypto-based passive income strategies.

Source:

[1] CoinEx Offers Top Crypto Passive Earning Opportunity for 2025 (https://www.altcoinbuzz.io/passive-income/coinex-offers-top-crypto-passive-earning-opportunity-for-2025/)

[2] CoinEx Earn (https://www.coinex.com/en/financial)