Interactive Brokers Eyes Proprietary Stablecoin for 24/7 Funding Amid Crypto Industry Shift

Interactive Brokers Group (NASDAQ:IBKR) is advancing plans to integrate crypto stablecoins into its brokerage services, signaling a pivotal step in bridging traditional finance and digital assets. The firm, a top-three U.S. trading platform with a $111 billion market capitalization, is reportedly exploring the launch of a proprietary stablecoin pegged to fiat currency for 24/7 account funding. CEO Thomas Peterffy has outlined intentions to support both in-house stablecoins and third-party tokens from "credible" issuers, aiming to bypass traditional banking hours and reduce settlement delays [1]. This initiative aligns with the firm’s broader strategy to enhance real-time financial solutions amid evolving regulatory landscapes, including the U.S. GENIUS Act [2].

The proposed stablecoin would enable instant fund transfers, allowing customers to deposit crypto-linked assets at any time—a departure from conventional fiat deposits via bank wires or ACH. Peterffy emphasized the goal of facilitating round-the-clock funding without relying on traditional systems, though he acknowledged skepticism about crypto’s long-term mass adoption [3]. Interactive Brokers has already expanded crypto services through partnerships with Paxos and Zero Hash and launched ForecastEx, a prediction market for binary contracts [4].

This move reflects a broader industry trend as traditional firms adopt crypto infrastructure. Robinhood, for instance, introduced USDG, a dollar-backed stablecoin, in 2024 [5]. Analysts note that stablecoins simplify cross-border transactions and reduce costs but caution about risks like money laundering [6]. Peterffy’s focus on issuer credibility for third-party tokens underscores the firm’s cautious approach to regulatory compliance.

The timing of the announcement coincides with PayPal’s recent expansion of crypto services, including support for over 100 coins and PYUSD [7]. Interactive Brokers’ initiative positions it as a key player in shaping digital asset infrastructure, addressing gaps in traditional banking systems. However, the project remains in the exploration phase, with no final decision made [8].

Interactive Brokers’ stock has surged 47% year-to-date, reflecting investor confidence in its digital finance strategy, though recent trading sessions show modest gains [9]. The firm’s market leadership and regulatory alignment could influence other financial giants to follow suit, potentially normalizing stablecoin usage for brokerage funding. This development reinforces the notion that crypto is evolving beyond speculative assets to become part of the financial ecosystem’s backbone.

Source:

[1] [Interactive Brokers Eyes Proprietary Stablecoin to Boost Efficiency in Regulatory Shifts] (https://www.ainvest.com/news/interactive-brokers-eyes-proprietary-stablecoin-boost-efficiency-regulatory-shifts-2507/)

[2] [Interactive Brokers Reportedly Looking Into Stablecoin Launch] (https://www.aol.com/interactive-brokers-reportedly-looking-stablecoin-181359630.html)

[3] [Interactive Brokers Eyes Own Stablecoin Launch] (https://www.cryptotimes.io/2025/07/28/interactive-brokers-eyes-own-stablecoin-launch/)

[4] [Interactive Brokers Eyes Launch of Its Own Digital Token] (https://www.cryptopolitan.com/interactive-brokers-digital-token/)

[5] [Interactive Brokers Eyes Stablecoin For 24/7 Funding] (https://finimize.com/content/interactive-brokers-eyes-stablecoin-for-247-funding-flexibility)

[6] [TheCryptoBasic on X: "$110 Billion Firm Interactive Brokers Considers Launching Its Own Stablecoin"] (https://x.com/thecryptobasic/status/19498530186****5981)

[7] [Interactive Brokers Eyes Stablecoin Launch as Trump’s Crypto Law Reshapes Industry] (https://coingape.com/111b-brokerage-giant-interactive-brokers-explores-stablecoin-for-funding/)

[8] [Interactive Brokers Eyes Proprietary Stablecoin to Boost Efficiency in Regulatory Shifts] (https://www.ainvest.com/news/interactive-brokers-eyes-proprietary-stablecoin-boost-efficiency-regulatory-shifts-2507/)

[9] [Interactive Brokers (IBKR) Considers Launching a Stablecoin Product for Customers] (https://www.tipranks.com/news/interactive-brokers-ibkr-considers-launching-a-stablecoin-product-for-customers)