Three Insurers Join Ward's Annual Top 50 P/C Ranking for 2025; RLI Leads with 35-Year Unbroken Record

Three insurers, Hanover Insurance Group, Norfolk & Dedham Group, and Intact Insurance Group USA, join the Ward's Annual Top 50 P/C Ranking for 2025. RLI Corp has been named for 35 straight years. The Ward's 50 P/C insurance companies for 2025 produced a 14.0 percent statutory return on average equity and a 6.0-point better five-year average combined ratio than the industry average.

Three major insurers—Hanover Insurance Group, Norfolk & Dedham Group, and Intact Insurance Group USA—have joined the Ward's Annual Top 50 P/C Ranking for 2025. This year's ranking highlights the exceptional performance of these companies, which are known for their robust financial health and strategic growth. RLI Corp has maintained its position in the ranking for an impressive 35 consecutive years, underscoring its enduring presence and stability in the industry.

The Ward's 50 P/C insurance companies for 2025 collectively produced a 14.0 percent statutory return on average equity, surpassing the industry average. Additionally, they demonstrated a 6.0-point better five-year average combined ratio compared to industry standards. These figures indicate a strong commitment to risk management and profitability, making these insurers attractive to investors and financial professionals.

The inclusion of Hanover Insurance Group, Norfolk & Dedham Group, and Intact Insurance Group USA in the ranking reflects their strategic positioning and financial resilience. These companies have been instrumental in navigating the complexities of the insurance market, adapting to changing risk landscapes, and delivering consistent returns to their shareholders.

The performance of these insurers aligns with broader industry trends, such as the increasing adoption of technology and data analytics to enhance risk assessment and underwriting processes. The integration of AI-driven techniques and other innovative solutions has enabled insurers to better predict and manage risks, ultimately leading to improved financial outcomes.

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