Institutional Investors Gain 24/7 On-Chain Liquidity via RLUSD Integration

Ripple’s RLUSD stablecoin has been integrated into tokenized money-market funds from BlackRock and VanEck, enabling investors to redeem shares for on-chain liquidity through Securitize’s platform. This collaboration introduces smart contract functionality that allows holders of BlackRock’s USD Institutional Digital Liquidity Fund (BUIDL) and VanEck’s Treasury Fund (VBILL) to swap their tokenized shares for RLUSD at any time. The integration positions RLUSD as a settlement layer for real-world assets (RWA) and expands its institutional adoption, with the stablecoin now managing over $740 million in circulation.

The integration leverages Securitize’s platform to create a 24/7 stablecoin off-ramp for tokenized treasuries. By converting fund shares into RLUSD, investors gain access to real-time settlements and programmable liquidity, bridging traditional finance with blockchain-based operations. BUIDL, launched in March 2024, has attracted $2 billion in assets across seven blockchains, while VBILL, introduced in May 2025, offers tokenized U.S. Treasury exposure with a $100,000 entry point. The use of RLUSD ensures a $1 parity backed by oracles, enabling regulated transactions outside traditional market hours.

Regulatory compliance is central to RLUSD’s design. The stablecoin is fully backed 1:1 by USD reserves, verified through third-party attestations and issued under a New York Department of Financial Services (NYDFS) Trust Company Charter. This structure aligns with institutional demands for transparency and security, distinguishing RLUSD from other stablecoins. Ripple’s SVP of Stablecoins, Jack McDonald, emphasized that the integration is a “natural next step” in bridging traditional finance and crypto, highlighting RLUSD’s utility for enterprise-grade operations.

The partnership also strengthens Ripple’s XRP Ledger (XRPL) by expanding its composability in decentralized and centralized finance (DeFi and CeFi) ecosystems. Investors can now access real-time settlements, automated DeFi strategies, and cross-border payments without compromising regulatory compliance. Securitize CEO Carlos Domingo noted that the integration automates liquidity for tokenized assets, delivering real-time settlement and programmable liquidity for compliant on-chain investments.

Market analysts highlight RLUSD’s role in tokenization trends on Wall Street. Securitize, which manages $4 billion in tokenized real-world assets, views the stablecoin as a critical tool for automating liquidity. The integration also paves the way for RLUSD to expand onto the XRPL, enhancing interoperability with DeFi and CeFi applications. Institutional investors now have seamless access to both traditional treasury products and decentralized strategies, reflecting a broader shift in institutional finance.

The move underscores Ripple’s strategic focus on institutional markets. RLUSD’s growth to $740 million in market capitalization—making it the eighth-largest stablecoin—demonstrates its appeal for cross-border payments and tokenized asset settlements. Partnerships with firms like DBS and Franklin Templeton further solidify RLUSD’s utility in tokenized lending and trading. Ripple’s CEO, Brad Garlinghouse, noted that the integration provides “enterprise-grade instant on-chain liquidity,” positioning RLUSD as a key player in the evolving tokenized asset landscape.

[1] BlackRock, VanEck tap Ripple’s RLUSD for real-time on-chain … (https://invezz.com/news/2025/09/24/blackrock-vaneck-tap-ripples-rlusd-for-real-time-on-chain-settlements/)

[2] Ripple, Securitize Bring RLUSD to BlackRock and VanEck (https://www.coindesk.com/markets/2025/09/24/ripple-securitize-bring-rlusd-to-blackrock-and-vaneck-tokenized-funds)

[3] Ripple Brings RLUSD to BlackRock’s BUIDL Fund (https://thecryptobasic.com/2025/09/23/ripple-brings-rlusd-to-blackrocks-buidl-fund/)

[4] Ripple's RLUSD Integration Brings 24/7 Liquidity to BlackRock and ... (https://genfinity.io/2025/09/23/ripple-rlusd-integration-brings-24-7-liquidity-blackrock-vaneck-tokenized-funds/)

[5] Ripple and Securitize Bring RLUSD to BlackRock & VanEck … (https://www.the-blockchain.com/2025/09/23/ripple-and-securitize-bring-rlusd-to-blackrock-vaneck-tokenized-funds/)

[6] XRP Eyes Breakout; Securitize Links BUIDL to RLUSD (https://coinedition.com/xrp-eyes-breakout-securitize-links-buidl-to-rlusd/)

[7] Ripple and Securitize Enable RLUSD Smart Contract Functionality … (https://ripple.com/ripple-press/ripple-and-securitize-enable-rlusd-smart-sontract-functionality-for-blackrock-buidl-and-vaneck-vbill-tokenized-funds/)

[8] XRP Stablecoin RLUSD to Power BlackRock Token Swaps (https://xrprightnow.com/xrp-news/xrp-stablecoin-rlusd-to-power-blackrock-and-vaneck-token-swaps/)

[9] Ripple partners with Securitize for asset-backed minting of RLUSD (https://www.cryptopolitan.com/ripple-partners-with-securitize-for-rlusd/)

[10] Ripple’s RLUSD Stablecoin Integrated As an Off-Ramp For … (https://zycrypto.com/ripples-rlusd-stablecoin-integrated-as-an-off-ramp-for-blackrock-and-vaneck-tokenized-funds/)

[11] RLUSD Strategic Role in Bridging DeFi and Institutional Finance (https://thecurrencyanalytics.com/altcoins/rlusd-strategic-role-in-bridging-defi-and-institutional-finance-193444)