ING Reports Q2 Net Income of $1.9 Billion, Revenue of $6.47 Billion

ING Groep NV reported Q2 net income of $1.9 billion and earnings of 64 cents per share. The bank's revenue of $6.47 billion fell short of Street forecasts.

ING Groep NV, a global financial institution with a strong European base, reported its second-quarter (Q2) 2025 financial results on July 2, 2025. The bank's net income for the period amounted to $1.9 billion, and earnings per share (EPS) were 64 cents. Despite these figures, the bank's revenue of $6.47 billion fell short of Street forecasts.

The Polish unit of ING, ING Bank Slaski, reported a 18% increase in net profit on a year-over-year basis, exceeding expectations. The lender's net profit came in at 1.14 billion zlotys ($305.31 million), surpassing a company-compiled consensus estimate of 1.09 billion zlotys [1].

ING Groep NV's Q2 2025 net result was €1,675 million, with strong growth in lending volumes and fee income. The bank's Q2 2025 profit before tax was €2,369 million, with a Common Equity Tier 1 (CET1) ratio of 13.3% [3].

The bank's CEO, Steven van Rijswijk, stated, "We are pleased that our customer base has shown significant growth and that our volumes have increased as we further diversified our income streams, with fees now making up almost 20% of our total income. We are well on track to reach our financial targets for 2027."

ING Groep NV continues to focus on sustainability, with a 19% increase in sustainable volume mobilized to €67.8 billion for the first half of 2025. The bank is also introducing new mortgage pricing models tied to energy labels to support customers' journeys to net zero.

References:
[1] Reuters, "ING Bank Slaski Q2 net profit beats expectations," July 2, 2025, https://www.tradingview.com/news/reuters.com,2025:newsml_L8N3TS0AC:0-ing-bank-slaski-q2-net-profit-beats-expectations/
[2] Marketscreener, "ING Q2 profit down, but beats estimates," July 2, 2025, https://www.marketscreener.com/news/ing-q2-profit-down-but-beats-estimates-ce7c5fdcdc88f32d
[3] ING, "ING posts 2Q2025 net result of €1,675 million," July 2, 2025, https://www.ing.com/Newsroom/News/Press-releases/2Q2025-ING-press-release.htm