ING Groep NV Q2 2025 Presentation Transcript: CEO Pre-Recorded Address

ING Groep NV has reported Q2 2025 results, with a pre-recorded presentation transcript available. CEO Steven Van Rijswijk is set to present the results. The transcript mentions a congratulatory message for Van Rijswijk's five years as CEO. The presentation is scheduled for Jul 31, 2025.

ING Groep NV has released its Q2 2025 results, highlighting continued growth and strong performance across various financial metrics. The presentation, set to be delivered by CEO Steven Van Rijswijk, will take place on July 31, 2025, and will celebrate his five years at the helm of the company.

Key highlights from the Q2 2025 results include:

1. Mobile Primary Customers: The number of mobile primary customers increased by 309,000, bringing the total to 14.9 million, representing 37% of the bank's customer base. This growth is driven by accelerating customer acquisition and increased focus on cross-selling [1].

2. Lending and Deposits Growth: Net core lending grew by €15.4 billion, representing a 6% annualized growth rate, while net core deposits increased by €6.2 billion, reflecting an 8% annualized growth rate [1].

3. Fee Income: Fee income reached €1.122 billion, marking an 11% growth compared to the same period last year [1].

4. Return on Equity: The return on equity (ROE) stood at 12.7%, on track to meet the target of ~12.5% by the end of 2025 and increase thereafter [1].

5. Sustainable Finance: The bank mobilized €68 billion in sustainable finance, a 19% increase from the previous period, and is targeting €150 billion by 2027 [1].

6. Customer Balances: The average customer lending balance grew to €452 billion, with a compound annual growth rate (CAGR) of +2% [1].

7. Shareholder Returns: ING Groep NV continued to deliver strong shareholder returns through regular share buyback programs and steady cash dividends. The CET1 ratio target remains unchanged at ~12.5%, with an outlook of 12.8%-13.0% for year-end 2025 [1].

8. Commercial NII: Commercial net interest income (NII) is expected to grow in the second half of 2025, with a target range of €15.2-€15.3 billion [1].

The presentation will also provide an outlook for 2025 and 2027, including targets for mobile primary customers, total income, fee income, cost/income ratio, CET1 ratio, and return on equity. ING Groep NV remains committed to generating a healthy shareholder return and is focused on capturing the significant upside in markets where conversion rates are still relatively low.

References:
[1] https://www.marketscreener.com/news/ing-groep-n-2q2025-ing-results-presentation-ce7c5fdcdd8af324