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Indians have saved ₹153 crore through smarter spending tools, with solo travellers making up 63.8% of international trips and Gen Z and millennials driving over 90% of outbound travel. Shopping remains the top merchant category for card usage abroad, but younger cohorts are rebalancing their budgets to include cultural activities and experiences. Big cities like Mumbai, Delhi, and Bengaluru accounted for nearly 65% of outbound travel.

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