Independence Day 2025: Retailers Open, Banks Closed

On July 4, 2025, Independence Day, a variety of businesses will be open or closed, affecting consumers' access to services and goods. Major retailers such as Target and Walmart will operate during their regular local hours, providing shoppers with the opportunity to purchase essential items. Most grocery stores will also be open, ensuring that consumers can access fresh produce and other necessities. However, Costco warehouses will be closed, while Sam's Club will operate with limited hours, closing by 6 p.m. for Plus members and 6 p.m. for Club members.

Banks, post offices, and the stock market will be closed for the holiday, which may impact financial transactions and mail delivery. However, ATM machines will remain operational, allowing consumers to withdraw cash as needed. UPS and FedEx pickup and delivery services will not be available, and UPS Store locations may be closed. FedEx Office hours will also be modified, potentially affecting package deliveries and pickups.

Most retail, grocery, and restaurant chains will remain open in some capacity on July 4, 2025. Major retailers such as Home Depot, Lowe's, and Ace Hardware will operate under their regular hours, with some stores closing early. Home Depot stores will close at 8 p.m. local time, while Lowe's stores will remain open for their regular hours. Ace Hardware stores, which are independently owned and operated, may have varied hours, so customers are encouraged to contact their local store to confirm business hours.

Many restaurants will also be open on July 4, 2025, with hours varying by location. McDonald's, Starbucks, Dunkin', and Chipotle are among the many restaurants that will be open, providing consumers with a variety of dining options. However, some restaurants, such as Chipotle, may close early, with most locations closing at 3 p.m. local time.

In summary, while many businesses will be open on July 4, 2025, consumers should be aware of potential closures and adjusted hours. Major retailers, grocery stores, and restaurants will operate under their regular hours, with some exceptions. Banks, post offices, and the stock market will be closed, potentially impacting financial transactions and mail delivery. Consumers are encouraged to check with their local stores and businesses to confirm hours and availability.