Hyperliquid News Today: Mutuum's Secure DeFi Model Drives $18M Surge as Institutional Hype Builds

Dubai-based decentralized finance (DeFi) lending platform Mutuum Finance (MUTM) has accelerated toward its $20 million presale target, with Phase 6 now over 80% sold out. The project has raised more than $18.1 million, attracting over 17,600 token holders, as anticipation builds ahead of its V1 protocol launch on the Sepolia Testnet in Q4 2025, according to a GlobeNewswire release. The presale, structured in fixed-price tiers, currently values MUTM at $0.035, with the next phase set to increase to $0.04 and the final presale price at $0.06, per a Bitcoin.com report.

Mutuum Finance's presale model—where each phase has a limited token allocation and fixed price—has driven consistent demand. Early participants have seen the token appreciate nearly 300% since its initial $0.01 price, and analysts project a potential 15–20x return if the token reaches its $0.60–$0.70 price range post-launch, as noted in a CryptoDaily analysis. Whale activity has surged in recent weeks, with multiple six-figure investments reported, signaling institutional interest in the GlobeNewswire release.

The project's transparent approach has also bolstered trust. A 24-hour leaderboard rewards top daily contributors with $500 worth of MUTM tokens, while real-time dashboards track presale progress, according to the Bitcoin.com report. Over 785 million tokens have been sold out of a 1.82 billion presale allocation, with 45.5% of the total 4 billion token supply reserved for this phase, the GlobeNewswire release reported.

The upcoming V1 launch will introduce core components of Mutuum Finance's lending and borrowing ecosystem, including the Liquidity Pool, mtTokens (yield-bearing deposit receipts), Debt Tokens (borrowing obligations), and a Liquidator Bot for under-collateralized positions, the GlobeNewswire release says. The protocol will initially support ETH and USDT, chosen for their liquidity and stability, before expanding to other assets, per the Bitcoin.com report.

A key feature is the buy-and-distribute model, where lending fees are used to repurchase MUTM tokens, which are then distributed to mtToken stakers. This creates a feedback loop of demand, incentivizing long-term participation, as described in the CryptoDaily analysis. The team also plans to integrate Chainlink oracles for accurate asset pricing and launch a USD-pegged stablecoin backed by on-chain collateral, the analysis adds.

Mutuum Finance has prioritized security, earning a 90/100 Token Scan score after an independent audit by CertiK, according to the Bitcoin.com report. A $50,000 bug bounty program further reinforces confidence, inviting ethical hackers to identify vulnerabilities before mainnet deployment, the GlobeNewswire release noted. These measures position MUTM as one of the more audited and secure DeFi projects in its early stage.

With over $18 million raised and a growing user base, Mutuum Finance is being compared to established DeFi protocols like Aave for its structured tokenomics and real-world utility, as covered by CryptoDaily. Analysts note that synchronized protocol and token launches—planned for Q4 2025—could enhance liquidity and listing prospects on major exchanges, according to a Cryptopolitan report.

As Phase 6 nears completion, the project's momentum reflects broader trends in crypto adoption, particularly in regions like Singapore and the UAE, where regulatory clarity and infrastructure are driving mainstream interest, per a CoinMarketCap article. With its V1 launch approaching, Mutuum Finance aims to solidify its position as a leading decentralized lending platform, offering both retail and institutional investors a stake in its growth.