Hyperliquid News Today: DeFi's Shift from Meme Hype to Utility Drives MUTM's Rise

The cryptocurrency market is witnessing a shift as investors move away from hype-driven meme coins like Shiba Inu (SHIB) toward projects with tangible utility and long-term potential. One such project, Mutuum Finance (MUTM), has emerged as a compelling alternative, drawing significant attention with its presale success, real-world DeFi applications, and ambitious roadmap. Analysts are increasingly positioning MUTM as a potential outperformer of SHIB in 2025, citing its structured growth strategy and innovative lending protocols.

Shiba Inu, once a viral sensation, remains a benchmark for meme coins but is increasingly seen as speculative. While SHIB's price hovers near $0.000012, its future growth hinges on social sentiment and community-driven initiatives like Shibarium and token burns. However, analysts note that SHIB's lack of concrete utility and reliance on speculative trading make it a volatile bet. In contrast, Mutuum Finance offers a dual-lending model that combines Peer-to-Contract (P2C) and Peer-to-Peer (P2P) mechanisms, enabling secure, transparent, and scalable DeFi solutions.

Mutuum's presale, currently in Phase 6 at $0.035 per token, has already raised over $17 million from more than 16,800 investors, with 60% of tokens sold out. This surge in demand reflects confidence in the project's ability to address gaps in traditional DeFi lending, particularly through its under-collateralized loan model, which reduces capital inefficiencies.

Mutuum Finance's roadmap includes a Q4 2025 launch of its V1 lending protocol on the Ethereum Sepolia testnet. The platform will support ETH and USDT for lending and borrowing, with features like liquidity pools, mtTokens, and a liquidator bot designed to enhance user experience. To bolster security, the project has partnered with CertiK for a $50,000 bug bounty program, incentivizing white-hat hackers to identify vulnerabilities. Additionally, a buffer reserve within the protocol aims to absorb market volatility, ensuring system stability.

Investor enthusiasm is further fueled by Mutuum's community-driven approach. A $100,000 giveaway distributing $10,000 in MUTM tokens to 10 winners has attracted new participants, while a leaderboard system rewards top holders with bonus tokens. These initiatives, coupled with a fully audited codebase, underscore the project's commitment to transparency and user trust.

While SHIB's price could potentially reach $0.00003 by late 2025, analysts project a more substantial upside for MUTM. Some forecasts suggest the token could hit $3 by year-end-a 100x increase from its presale price-driven by its utility-focused model and growing adoption. The broader DeFi sector, which has seen renewed interest amid Bitcoin ETF optimism, positions MUTM to capitalize on institutional and retail demand for innovative financial tools.

Critics caution that crypto markets remain volatile, and early-stage projects face inherent risks. However, Mutuum's structured approach-combining real-world applications, robust security, and a clear roadmap-has positioned it as a standout contender in a crowded market.

[1] Shiba Inu (SHIB) Targets $0.000020 as Investors Rush to Enter New Crypto Mutuum Finance (MUTM) (https://www.cryptopolitan.com/shiba-inu-shib-targets-0-000020-as-investors-rush-to-enter-new-crypto-mutuum-finance-mutm/)

[2] Will Mutuum Finance (MUTM) Be the Next SHIB in 2025? (https://thecurrencyanalytics.com/altcoins/early-shib-buyers-made-millions-will-mutuum-finance-mutm-repeat-in-2025-186319)

[3] Shiba Inu (SHIB) vs Mutuum Finance (MUTM): Comparing Meme Hype with DeFi Utility (https://www.cryptopolitan.com/shiba-inu-shib-vs-mutuum-finance-mutm-comparing-meme-hype-with-defi-utility/)

[4] New Crypto Mutuum Finance (MUTM) Raises Over $17 Million (https://www.globenewswire.com/news-release/2025/10/09/3164049/0/en/New-Crypto-Mutuum-Finance-MUTM-Raises-Over-17-Million-Ahead-of-V1-Lending-Protocol-Launch-in-Q4-2025.html)