Humana Q2 Earnings: Analysts Expect 9.2% EPS Decline and 8.2% Revenue Growth

Tuesday, Jul 29, 2025 1:16 am ET1min read

Humana (HUM) Q2 earnings expected to decline 9.2% YoY to $6.32/share, with revenues forecast to increase 8.2% YoY to $31.78 billion. Analysts predict specific metrics such as 'Revenues-Premiums' to reach $30.23 billion, a 7.4% YoY change, and 'Medical Membership-Medicare stand-alone PDP' to reach 2.45 million.

Humana Inc. (HUM) is set to report its second-quarter 2025 earnings on July 30, with analysts predicting a 9.2% year-over-year (YoY) decline in earnings per share (EPS) to $6.32. Revenue is forecast to increase by 8.2% YoY to $31.78 billion [1].

Key Metrics:
- Revenues-Premiums: Analysts predict this metric to reach $30.23 billion, a 7.4% YoY increase.
- Revenues-Services: This is estimated to reach $1.31 billion, a 19% YoY increase.
- Revenues-Investment Income (Loss): Expected to be $270.96 million, down 9.1% YoY.
- Revenue-Insurance: Predicted to be $30.71 billion.
- Medical Membership-Medicare Stand-Alone PDP: Expected to reach 2.45 million.

The consensus estimate for full-year 2025 revenues is $126.1 billion, a 7.6% YoY increase, with current year EPS pegged at $16.37, implying a 1% YoY gain [2]. Humana has beaten earnings estimates in the past four quarters, with an average surprise of 14.3% [3].

Peer Performance:
- Centene Corporation (CNC) reported a loss of 16 cents per share, missing the Zacks Consensus Estimate.
- Molina Healthcare (MOH) reported adjusted EPS of $5.48, missing the estimate by 1.1%.
- Elevance Health (ELV) reported adjusted EPS of $8.84, missing the estimate by 3.5%.

Humana's earnings are expected to be driven by premium growth and service revenues, while investment income and operating costs are anticipated to have a negative impact. The company's Zacks Rank is #3, and it has an Earnings ESP of +10.51%, increasing the odds of an earnings beat [1].

References:
[1] https://finance.yahoo.com/news/humana-beat-q2-earnings-estimates-152600292.html
[2] https://www.tradingview.com/news/zacks:71aefa8d1094b:0-can-humana-beat-q2-earnings-estimates-on-insurance-unit-strength/
[3] https://www.nasdaq.com/articles/curious-about-humana-hum-q2-performance-explore-wall-street-estimates-key-metrics

Humana Q2 Earnings: Analysts Expect 9.2% EPS Decline and 8.2% Revenue Growth

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