HTX Launches Stablecoin Earning Zone Offering 20% APY

Panama City, August 21, 2025 – HTX, a major global cryptocurrency exchange, has launched a new Stablecoin Earning Zone offering annual percentage yields (APY) of up to 20% for users. This move responds to growing retail demand for higher returns amid low interest rates in traditional banking. In the U.S., for example, the maximum annual return on bank deposits is 4.2% [1].

Stablecoins—cryptocurrencies pegged 1:1 to fiat currencies like the U.S. dollar—have become a popular alternative to traditional savings. They offer the stability of fiat while enabling access to higher-yield crypto financial products. HTX’s new Earning Zone includes products for major stablecoins such as USDC, USDT, USD1, and USDD, each with varying APYs. For example, USDC Flexible Earn offers up to 15% APY, while USD1 Flexible Earn is offering a limited-time rate of up to 20% APY [1].

To encourage new users, HTX is providing a limited-time 100% APY on small subscriptions for first-time users of its Earn feature. This lowers the barrier to entry for those unfamiliar with digital wealth management [1].

Comparing stablecoin earnings to traditional options highlights the significant yield advantage. For instance, a $10,000 investment in a 10-year U.S. Treasury bond with a 4.29% APY would generate $429 annually. In contrast, the same amount in HTX’s USDC Flexible Earn product at 15% APY would yield $1,500 annually, with the added benefit of flexible withdrawals [1].

HTX’s product lineup also includes USDT Earn, which offers up to 20% APY for regular users and 100% APY for new subscribers. USDD, backed by a mix of BTC, ETH, and TRX reserves, offers up to 12% APY and can be exchanged directly for USDT on the platform [1].

The platform is also highlighting USD1, a stablecoin launched in April 2025 by World Liberty Financial (WLFI), a fintech firm associated with the Trump family. USD1 is designed for seamless fiat-to-digital conversion, with low fees and strong liquidity. HTX is offering an interest subsidy for its USD1 product, temporarily boosting APY to 20% [1].

HTX Earn aims to serve both beginners and experienced investors. Newcomers can start with small investments, gaining exposure to digital assets in a low-risk environment. More seasoned users can diversify their holdings across multiple stablecoins to balance liquidity and returns [1].

With the increasing use of stablecoins in cross-border payments, DeFi, and on-chain rewards, platforms that offer secure and compliant earning products are well-positioned to meet growing demand. HTX, by supporting multiple leading stablecoins, enables users to manage digital assets in a way similar to traditional bank deposits, but with significantly higher potential returns [1].

Founded in 2013, HTX has expanded from a cryptocurrency exchange into a broader blockchain ecosystem offering trading, financial derivatives, research, and investment services. The platform emphasizes global expansion, ecosystem development, and regulatory compliance as part of its strategic vision [1].

Source: [1] HTX Rolls Out Stablecoin Earning Zone With Yields Up to 20% (https://www.newsbtc.com/press-releases/htx-rolls-out-stablecoin-earning-zone-with-yields-up-to-20/)