HTX Earn Offers Up To 121% APY On Crypto Investments

The recent buzz in crypto communities around the question, “If you had $1 million in cash, how would you manage it?” has sparked a wave of discussions and challenges. Netizens are eager to debate the best ways to achieve their yield targets through crypto investments. However, the reality is that you don’t need a million dollars to start building passive income. With as little as 100 USDT, you can begin putting your assets to work through HTX Earn, a flagship yield product from HTX, a leading cryptocurrency platform.

HTX Earn offers a comprehensive selection of yield products, including Simple Earn, New Listings, Structured Products, and On-chain Earn. These products provide exposure to both blue-chip and trending tokens. The core principle is straightforward: instead of letting your idle crypto sit dormant in your wallet, allocate it to HTX Earn and start receiving steady returns. Depending on the asset, product type, and duration, APYs range from 3% to 121%. HTX’s user-first ethos ensures that every offering is built for usability, transparency, and long-term sustainability, allowing you to earn confidently and effortlessly.

For those looking to build their own “$1 million portfolio” with HTX Earn’s latest products, several strategies can be employed. One approach is to allocate 30% to $HTX for Launchpool Events. By joining the 180,000+ users already farming multiple tokens, you can invest $HTX in HTX Launchpool. Participation is simple: open the HTX App, tap “More” on the homepage, navigate to “Activities and Rewards” for “Launchpool,” and tap “Subscribe” to earn both token airdrops and passive income.

Another strategy is to allocate 50% to Stablecoin Products (USDT/USDD, up to 6% APY). If you’re a conservative investor holding primarily stablecoins, HTX’s USDT and USDD Earn products offer attractive APYs with flexible terms (daily liquidity is available). These low-volatility products are gaining traction fast and are expected to maintain current APYs for the next month, offering a rare combo of low risk and solid returns in today’s market.

Additionally, allocating 10% to PoS Tokens Like SOL and ATOM can be beneficial. HTX offers competitive staking yields on major PoS assets. This includes SOL (currently 4.61% APY, higher than the industry average) and ATOM (10-15% APY, with limited-time bonus rates). Whether you’re a Solana or Cosmos believer or simply getting exposure to these ecosystems, staking through HTX allows you to earn passively while supporting ecosystem growth, a true win-win for holders. Best of all, you can participate with just one click, earning rewards simply by holding tokens and actively contributing to the development and community of the ecosystems.

For users seeking tactical yield in volatile or sideways markets, HTX’s advanced suite of structured products provides powerful tools. These include Dual Investment, Shark Fin, and Fixed-Term Earn. Dual Investment allows you to use buy-low or sell-high strategies with high upside in range-bound markets. These are fully customizable and ideal for traders with short-term price convictions. Shark Fin offers 3-day or 7-day terms with bullish or bearish bias on BTC or ETH, earning a fixed base rate plus additional returns based on market movements. Expected APY: 6-31%. Fixed Products allow you to lock in assets for durations ranging from 7 to 180 days, with select products offering yields up to an impressive 100% APY. These strategies reward users who take the time to understand their mechanics, and in a flat market, they can deliver meaningful performance.

HTX Earn stands out for several reasons. It consistently offers 1-2% higher APY than the industry average on stablecoins and PoS assets, significantly amplifying your long-term compound gains. HTX Earn products have demonstrated stable performance over recent months with no disruptions or negative incidents, making them suitable for medium- and long-term investments. The platform offers one-tap access via the HTX app, a clean interface, real-time earnings tracking, and seamless reinvestment options for an intuitive user experience. Every product goes through strict due diligence and is backed by robust internal risk models and infrastructure, ensuring your investments are secure.

The virality of the “$1 million crypto portfolio” post reveals a deeper trend: users are giving more attention to strategic asset allocation and generating sustainable income with crypto. HTX Earn is built exactly for this type of user, whether you’re managing $100 or $1 million. You don’t need complex strategies or to monitor 10 different protocols. Just open the HTX app, go to the “Earn” tab, and pick the product that matches your style. Let your assets work for you. Let your income grow while you sleep.