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Horizon Bancorp (IN) Exceeds Expectations with Strong Net Interest Margin Expansion and Commercial Loan Growth
ByAinvest
Tuesday, Nov 4, 2025 8:09 pm ET1min read
Horizon Bancorp reported an eighth consecutive quarter of net interest margin expansion, exceeding 4% in September. Commercial loan growth was strong, with a net increase of $58 million. Credit quality remained excellent, but net loans held for investment decreased by $162 million due to the runoff and sale of the lower-yielding indirect auto portfolio. Noninterest income was impacted by losses on securities and indirect auto portfolio sales.
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