Home Loan Interest Rates in India: A Comprehensive Guide
ByAinvest
Thursday, Sep 4, 2025 5:52 am ET1min read
HDB--
As of September 3, public and private sector banks, along with housing finance companies, offer a range of home loan interest rates. Public sector banks offer competitive starting rates, with Union Bank of India offering the lowest entry point at 7.35%. Private sector banks show a broader spread of rates, with some starting low but climbing higher depending on borrower profile. HDFC Bank offers a starting rate of 7.90%, while Axis Bank's rates range from 8.35% to 11.90%.
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