Hedera Surges 55% Stellar 90% on Real Adoption Institutional Moves

Hedera and Stellar have seen significant price surges in recent days, driven by real adoption, institutional movement, and the macro trend of ISO 20022 compliance. Over the past week, Stellar has surged over 90%, trading at $0.48, while Hedera has risen more than 55%, holding strong at $0.24. These gains are not driven by hype but by tangible developments within their ecosystems.

Hedera's breakout is particularly notable, with smart money flowing into the protocol. Whale accumulation began as Bitcoin rebounded, indicating confidence in altcoins with strong fundamentals. Grayscale recently added HBAR to its Smart Contract Platform Fund, giving it a 5.8% allocation. Additionally, HBAR was listed on Kraken, increasing its liquidity and exposure. Hedera is also pushing integrations in high-value sectors such as Blockchain for Energy and Binary Holdings. The protocol's positioning ahead of ISO 20022 implementation further boosts its appeal as a candidate for cross-border financial infrastructure. This coordinated accumulation has resulted in a 27% daily surge for HBAR.

Stellar's 90% rally is more than just a bounce; it represents the ecosystem finally catching up to years of narrative. The upcoming Protocol 23 upgrade, launching on August 14, introduces smart contracts and parallel transaction processing, features that the ecosystem has lacked for years. Real-world adoption is also on the rise, with Franklin Templeton tokenizing $445 million worth of U.S. Treasuries on Stellar, and PayPal launching its PYUSD stablecoin on the network. On-chain metrics are exploding, with Stellar's Total Value Locked (TVL) hitting all-time highs and its DeFi and stablecoin activity surging. According to the research team at CaptainAltcoin, "XLM is finally catching up to the narrative it’s been teasing for years."

Algorand, while quieter on social media, is also building real value. July saw a 62% surge in ecosystem adoption, along with $294 million in tokenized real-world assets flowing on-chain. Algorand rolled out new staking upgrades and multichain compatibility, making it more attractive for developers and users. The ISO 20022 angle is again front and center, with Algorand being a potential integration point for TradFi and CBDC pilots. CaptainAltcoin suggests this could become a rotation play, where capital from already-pumped assets like XLM might flow into ALGO next.

These surges are not random pumps but are driven by real catalysts, smart money backing, and macro tailwinds such as ISO 20022 compliance. Stellar, Hedera, and Algorand are riding a coordinated wave of institutional moves, ISO 20022 positioning, and ecosystem maturity. For traders and long-term holders alike, these three names are quickly turning from quiet underdogs to frontrunners in the 2025 altcoin race.