HDFC, ICICI Bank, Reliance Power and 18 others to announce Q1 results on July 19

Several Indian companies, including HDFC Bank, ICICI Bank, JK Cement, and Reliance Power, are set to announce their Q1 earnings results on July 19. Analysts at Kotak Institutional Equities project HDFC Bank's net interest income to rise 5.3% YoY to ₹31,408.4 crore, citing loan growth trailing the industry average. The bank is working to improve its loan-to-deposit ratio, which has reached nearly 95%.

Several Indian companies, including HDFC Bank, ICICI Bank, JK Cement, and Reliance Power, are set to announce their Q1 earnings results on July 19. Analysts at Kotak Institutional Equities project HDFC Bank's net interest income to rise 5.3% YoY to ₹31,408.4 crore, citing loan growth trailing the industry average. The bank is working to improve its loan-to-deposit ratio, which has reached nearly 95%.

HDFC Bank, the largest private sector lender in India, is expected to report a net profit of ₹17,226 crore in the April-June quarter, registering a growth of 6.5% from ₹16,174.8 crore in the same period last fiscal year [1]. Net interest income (NII) is estimated to rise 6.5% to ₹31,776 crore from ₹29,837.1 crore, year-on-year (YoY). However, the bank’s net interest margin (NIM) is expected to contract by 4 basis points (bps) YoY and 11 bps QoQ to 3.6% [1].

ICICI Bank, India’s second-largest private lender, is expected to post steady Q1FY26 results with up to 12% YoY PAT growth and modest NII gains. However, margin compression, higher provisions, and deposit trends are key concerns to monitor ahead of July 19 earnings [3].

JK Cement and Reliance Power are also expected to announce their Q1 results on the same day. While specific estimates for these companies are not available, investors are likely to focus on their respective financial performance metrics, such as revenue growth, profit margins, and operational efficiency.

In summary, investors should closely monitor the earnings announcements for these companies, particularly focusing on net interest income growth, margin compression, and loan-to-deposit ratios. The results will provide valuable insights into the financial health and strategic direction of these companies.

References:
[1] https://www.livemint.com/market/stock-market-news/hdfc-bank-q1-results-preview-net-profit-nii-likely-to-grow-6-yoy-dividend-bonus-issue-in-focus-11752833091042.html
[2] https://www.tradingview.com/news/moneycontrol:5fec60ed6094b:0-hdfc-bank-q1-preview-nii-to-grow-in-single-digit-amid-slower-loan-growth-margins-may-compress/
[3] https://economictimes.indiatimes.com/markets/stocks/earnings/icici-bank-q1-results-preview-pat-seen-to-grow-up-to-12-yoy-nii-could-rise-by-up-to-9-amid-margin-contraction/articleshow/122761129.cms?from=mdr