HaHa Wallet and Onramper Expand Crypto Onramps to 190 Countries

The cryptocurrency ecosystem is witnessing a new wave of developments that are enhancing global access to blockchain-based financial systems. HaHa Wallet, a next-generation cryptocurrency wallet built on the Monad blockchain, has partnered with Onramper, a leading fiat-to-crypto onramp aggregator, to expand access to its ecosystem.

This collaboration allows users in over 190 countries to buy crypto using 130 local payment methods, making onboarding to the Monad network smoother and more accessible.

The partnership follows the launch of the Monad Mainnet in November 2025, which is designed to support parallel transaction execution, offering faster speeds and lower fees without compromising decentralization. With this integration, HaHa Wallet users can convert fiat into crypto with just a few clicks, enabling them to interact with the growing range of decentralized applications (dApps) on the platform.

The integration has been welcomed by both platforms, with Onramper's CEO Thijs Maas emphasizing the importance of localized payment access in realizing the full potential of blockchain ecosystems. Meanwhile, HaHa Wallet's founder, Mu Li, highlighted the role of trusted local payment methods in helping users access onchain services confidently.

Expanding Onchain Access in Emerging Markets

Emerging markets are becoming a focal point for blockchain innovation, with several firms aiming to bridge the gap between traditional finance and decentralized systems. A recent example is dLocal, a payment platform, which has partnered with Convera to streamline cross-border transactions in key emerging economies such as Colombia and across Africa, Asia, and Latin America. This move is part of a broader trend aimed at reducing the friction associated with international transfers, which have long been plagued by high costs and slow settlement times.

The collaboration between dLocal and Convera is expected to support businesses by enabling faster, more cost-effective, and compliant local payouts. By leveraging dLocal's deep market knowledge and Convera's global infrastructure, companies can now send funds internationally using localized payment rails, reducing reliance on outdated systems. This partnership is particularly significant as cross-border B2B payments grow at an annual rate of 8.6%, driven by the expanding digital economies in these regions.

The Rise of Fiat Off-Ramps and DEX Integration

As onboarding becomes easier, the next frontier in blockchain adoption is ensuring that users can convert their digital assets back into fiat or trade them seamlessly. Pi Network supporters have emphasized this, pointing out that the ability to sell Pi and receive fiat in bank accounts is a critical step in establishing the coin's real-world utility. The integration of fiat off-ramps and decentralized exchange (DEX) connectivity is seen as a key enabler of broader adoption, allowing users to move between crypto and traditional assets with minimal friction.

The PayofPi DApp is a recent example of this trend, showcasing how Pi can be used for everyday transactions such as paying bills and making purchases. This demonstrates the potential of Pi to interact with the real-world economy, countering claims that it is purely speculative. Additionally, the integration of a live DEX is expected to bring Pi into the global crypto market, enabling price discovery and liquidity for its users.

Implications for Global Crypto Adoption

These developments highlight the growing importance of infrastructure in the crypto space, particularly in regions where traditional financial systems are less developed. The partnership between HaHa Wallet and Onramper, along with initiatives from platforms like dLocal and Pi Network, is helping to create a more inclusive financial ecosystem. By reducing the barriers to entry, these projects are enabling more individuals to participate in the global digital economy.

For investors, the expansion of onramps and offramps signals a maturing industry where crypto is becoming a more practical tool for everyday transactions. The integration of fiat onramps and DEXs also supports the broader narrative of crypto as a legitimate financial asset class, bridging the gap between decentralized systems and traditional markets.