Global Atlantic Unveils New Registered Index-Linked Annuity for Retirees

Global Atlantic Financial Group (Global Atlantic) has announced the launch of ForeStructured Growth II, an innovative registered index-linked annuity (RILA) designed to help retirees balance growth potential with an element of downside protection. This new product is a testament to the company's commitment to providing tailored solutions that meet the evolving needs of its clients.

ForeStructured Growth II offers more than 50 index-linked strategies, providing a variety of buffer and floor protection features along with the opportunity to grow assets with the index crediting strategy. This allows financial professionals to fine-tune solutions for each client's growth objectives and risk tolerance. The product addresses a critical need identified in Global Atlantic's 2024 Retirement Outlook Survey, where nearly 70% of investors expressed interest in protection against investment loss.

"Americans are clearly concerned about the combined effects of economic uncertainty and market volatility on their retirement savings," said David Lacusky, Head of Annuity Sales at Global Atlantic. "ForeStructured Growth II evolves the RILA landscape, giving new protection strategies while also introducing the potential for growth. The combination of buffer and floor protection, along with the ability to customize allocations, allows financial professionals to fine-tune solutions for each client's growth objectives and risk tolerance."

ForeStructured Growth II also offers two innovative crediting strategies: Dual Directional Trigger and Cap with Buffer Strategy, and Dual Directional Yield with Buffer Strategy. The Dual Directional Trigger and Cap with Buffer Strategy combines features of Dual Directional Trigger Strategies with an index cap to enhance interest crediting potential. The Dual Directional Yield with Buffer Strategy is exclusive to Global Atlantic and offers an opportunity to earn Performance Credits quarterly throughout a six-year Strategy Term. These new crediting strategies give financial professionals a powerful solution to offer their clients seeking growth potential and income.

To learn more about the ForeStructured Growth II annuity, visit .

ForeStructured Growth II

ForeStructured Growth II is available with Contract A24RILA-SPDA-02 and rider forms FA4131-01, RA24-ROP-01, RA24-PLOCK-01, RA24-MVA-02, ICC14-FL-FIATI, ICC14-FL-FIANC, RA24-FSR-01, RA24IS-PTPCB-02, RA24IS-PTPCF-02, RA24IS-PTPCAF-02, RA24IS-PTPPB-02, RA24IS-PTPTPB-02, RA24IS-PTPTRB-01, RA24-PCA-01, RA24IS-DD-PTPCB-01, RA24IS-DD-PTPTRB-01, RA24IS-DD-PTPTRACB-01, RA24IS-DD-YB-01. ForeStructured Growth II is underwritten and distributed by Global Atlantic Distributors, LLC.

Guarantees provided are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your tax or legal counsel for advice.

Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 59 1/2, may also be subject to a 10% federal income tax penalty. Distributions received from a non-qualified contract before the Annuity Commencement Date are taxable to the extent of the income on the contract. Payments from IRAs are taxable in accordance with the normal rules surrounding taxation of payments from an IRA. Early surrender charges may also apply. Withdrawals will reduce the death benefit and any optional guaranteed amounts in an amount more than the actual withdrawal.

If you are investing in a registered index-linked annuity through a tax-advantaged retirement plan such as an IRA, you will receive no additional tax advantage from a RILA. Under these circumstances, you should only consider buying a RILA if it makes sense because of the annuity’s other features.

Products, features, and marketing materials are subject to state and firm availability and variations. Read the Contract for complete details.

Global Atlantic Financial Group (Global Atlantic) is the marketing name for The Gl

The new RILA product, ForeStructured Growth II, offers retirees a unique balance between growth potential and downside protection, addressing a critical need in the market. With more than 50 index-linked strategies and two innovative crediting strategies, this product provides financial professionals with the tools to fine-tune solutions for each client's growth objectives and risk tolerance. As the population ages and life expectancies increase, more people are seeking secure retirement income, and products like ForeStructured Growth II are poised to play a significant role in meeting this demand.