Fintopio Exits Beta, Adds X Username Transfers, Expands Wallet Ecosystem
2min read Fintopio, a pioneer in CeDeFi innovation, has officially exited its beta phase, marking a significant milestone in delivering a next-generation crypto wallet experience. The wallet combines the convenience of centralized finance (CeFi) with the control of decentralized finance (DeFi), providing seamless access to digital assets across various platforms including iOS, Android, Web, and Telegram MiniApp. Since launching its CeFi services in November 2024, Fintopio has established itself as a leading CeDeFi wallet, enabling users to toggle between custodial and non-custodial accounts within a single app. This integration of fast, user-friendly transactions with secure self-custody options sets a new standard for digital finance.
One of the standout features of Fintopio is its username-based transfers, which initially allowed users to send and receive crypto via Telegram usernames. Building on this, Fintopio has now expanded this functionality to include X (formerly Twitter) usernames, making crypto payments more accessible to a broader digital audience. This innovation underscores Fintopio’s commitment to leading in social-based finance. The company plans to extend username-based transfers to additional platforms such as Discord, WhatsApp, and facebook in the near future.
Steve Milton, Co-founder and CEO of Fintopio, emphasized the company’s vision to make digital finance as intuitive as messaging. He stated, “Exiting beta is a key milestone, but the launch of X username transfers signals something bigger. We’re building the foundations for Web3 mass adoption by making crypto more accessible, social, and seamless than ever before.”
Over the past year, Fintopio has evolved significantly, attracting over 3 million active wallets. The wallet has undergone continuous improvements, including a fully revamped UI and UX for better usability, enhanced stability across platforms, and expanded functionality with deeper NFT and DeFi integration. Users can now access features such as staking, trading, and Web3 gaming directly within the Fintopio interface, reflecting the company’s commitment to creating a seamless and reliable experience for both everyday users and Web3 natives.
Key features and enhancements of the Fintopio wallet include the ability to toggle between custodial CeFi wallets and non-custodial DeFi vaults, username-based transfers via Telegram and X usernames, customizable crypto vouchers for gifts and promotions, and access to a growing range of DeFi applications. The wallet also supports NFT management, interaction with DeFi protocols, and the import of seed phrases directly within the wallet.
Looking ahead, Fintopio is expanding its wallet ecosystem with several new initiatives. These include Fintopio Earn, which will create new opportunities for users to earn within the wallet; Fintopio Pay, which will expand into payment solutions and future card offerings; Fintopio Launchpad, which will support new project launches within the Web3 ecosystem; Fintopio ID, which will introduce secure digital identities linked to usernames for simplified crypto transactions across platforms; and an AI-powered transaction assistant to make managing crypto even simpler and more intuitive. Future updates will also focus on expanding username-based crypto transfers to additional social platforms, beginning with Discord, WhatsApp, and Facebook.
As it exits beta, Fintopio continues to build a comprehensive Web3 wallet that simplifies crypto for users worldwide, delivering practical, secure, and forward-looking financial tools. Founded by a team of blockchain industry veterans, Fintopio stands as the first CeDeFi wallet available on multiple platforms, ushering in a new era of digital finance.
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