Financial Results | VersaBank 2025 Full Year Revenue CAD 124.64 Million Net Income CAD 28.46 Million

VersaBank(VBNK) posted the Q4 of its 2025 financial results on 12/10/2025, reporting total revenue of CAD 124.64 million for the year, up 11.65% from CAD 111.63 million year over year, reporting net income of CAD 28.46 million for the year, down 28.40% from CAD 39.75 million year over year. The EPS is CAD 0.9 for the year, compare with CAD 1.49 last period.

[Detailed Data]

Million CAD	Q4 2025	Q3 2025	Q2 2025	Q1 2025
Total Revenue	35.09	31.58	30.14	27.83
Net Income	5.20	6.58	8.53	8.14
Net Income Attributable to Common Shareholders	5.20	6.58	8.53	8.14
EPS(CAD)	0.1629	0.2	0.26	0.28

[Company Profile]
VersaBank was incorporated in Canada. VersaBank is a Canadian Schedule I chartered bank regulated by OSFI, with its wholly-owned subsidiary, VersaBank USA, being a federally chartered bank in the U.S. regulated by the OCC. The bank operates a branchless, digital business-to-business model supported by proprietary technology, effectively addressing underserved banking segments in a risk-mitigated manner. VersaBank primarily collects its deposits and conducts its financing electronically through financial intermediary partners, enabling significant operating leverage. In March 2022, it launched a unique RPP funding solution for point-of-sale finance companies in the U.S. market. VersaBank established four reportable operating segments: Digital Banking Canada, Digital Banking USA, DRTC (cybersecurity), and Digital Meteor, each focusing on specific products and services for distinct markets.