Finance of America Reports Q2 2025 Earnings, Guides $2.4B-$2.7B Originations, Expands Digitally

Finance of America Companies Inc. reported Q2 2025 earnings, with CEO Graham Fleming stating steady progress and building momentum. The company outlined $2.4B-$2.7B originations guidance and plans for digital expansion as volume climbs. Finance of America aims to maintain consistent execution and ongoing growth.

Finance of America Companies Inc. (FOA) reported robust financial results for the second quarter of 2025, with the company's CEO, Graham Fleming, highlighting steady progress and building momentum. The company reported $3.16 in basic earnings per share, equating to $80 million in net income from continuing operations for the quarter [1].

Key highlights of the Q2 2025 earnings include:
- Funded Volume: The company funded $602 million in loans, exceeding the top end of its quarterly guidance and representing a 35% increase over the second quarter of 2024.
- Adjusted Net Income: Adjusted net income improved by $14 million compared to the second quarter of 2024, reaching $27 million year-to-date.
- Operational Efficiency: Adjusted EBITDA was $30 million for the quarter, reflecting improved operational performance and reduced expenses.

Fleming commented on the company's performance, stating, "Finance of America delivered another strong quarter, funding $602 million in loans and achieving our fifth consecutive quarter of growth. Our second quarter results reflect consistent execution, rising profitability, and the growing relevance of home equity solutions for retirement."

The company also announced plans for digital expansion, aiming to increase its reach and engagement with the next generation of borrowers. Fleming noted that the company's new brand campaign and digital initiatives are contributing to this growth.

Looking ahead, Finance of America has outlined originations guidance of $2.4 billion to $2.7 billion for the year, reflecting the company's continued focus on consistent execution and ongoing growth.

For further details on the company's financial results, investors are encouraged to attend the webcast and conference call scheduled for Tuesday, August 5th, at 5:00 pm Eastern Time. A replay of the call will be available on the company's website for approximately two hours after the conclusion of the conference call.

References:
[1] https://finance.yahoo.com/news/finance-america-reports-second-quarter-200800358.html