FICO Shares Climb 1.51% on 34% Scores Revenue Growth and 308th Trading Volume Rank

Generated by AI AgentAinvest Market Brief
Wednesday, Jul 30, 2025 8:08 pm ET1min read
FICO
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Aime RobotAime Summary

- FICO shares rose 1.51% on July 30, 2025, with $0.41B trading volume (rank 308), driven by 20% Q3 revenue growth to $536.4M.

- Scores revenue surged 34% to $324.3M due to higher mortgage volumes and insurance license renewal, while software revenue grew 3% to $212.1M.

- GAAP net income reached $181.8M ($7.40/share), and non-GAAP net income hit $210.6M ($8.57/share), with CEO raising full-year guidance.

- Free cash flow hit $276.2M, and 2025 guidance now targets $1.98B revenue and $29.15 non-GAAP EPS.

- A strategy of buying top 500 volume stocks yielded 166.71% returns (2022–July 2025), outperforming benchmarks with a 31.89% CAGR and 1.14 Sharpe ratio.

Fair Isaac (FICO) shares rose 1.51% on July 30, 2025, with a trading volume of $0.41 billion, ranking 308th in market activity. The company reported Q3 fiscal 2025 results, revealing a 20% year-over-year revenue increase to $536.4 million, driven by 34% growth in scores revenue and 3% in software revenue. GAAP net income reached $181.8 million, or $7.40 per share, while non-GAAP net income hit $210.6 million, or $8.57 per share. CEO Will Lansing highlighted strong performance and raised full-year guidance, citing robust demand for B2B scoring solutions and SaaS software.

Segment performance underscored the results, with scores revenue rising to $324.3 million (up 34%) due to higher mortgage origination volumes and a U.S. insurance score license renewal. Software revenue grew to $212.1 million, supported by increased SaaS adoption. Free cash flow surged to $276.2 million, reflecting efficient operating cash flow and disciplined capital spending. The company’s updated 2025 guidance now targets $1.98 billion in revenue and $29.15 in non-GAAP EPS, up from prior forecasts.

A strategy of purchasing the top 500 stocks by daily trading volume and holding for one day generated a 166.71% return from 2022 to July 2025, far exceeding the benchmark’s 29.18% gain. The approach delivered a 31.89% compound annual growth rate with no drawdowns, achieving a Sharpe ratio of 1.14. This highlights its effectiveness in capital appreciation and risk-adjusted returns over the period.

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