FICO and Bradesco Launch E-agro Platform to Revolutionize Rural Lending in Brazil

Fair Isaac Corp (FICO) partnered with Bradesco to launch E-agro, a digital platform for rural lending in Brazil. The platform has granted over R$1 billion in digital credit in its first year, reducing contract lead times by 70% and automating 2,000 transactions. E-agro won the ESG Champion category in the 2025 FICO Decision Awards, improving credit access for over 500,000 farmers. The collaboration represents a significant advancement in financial services digitization and could drive revenue growth for both FICO and Bradesco.

Fair Isaac Corp (FICO) and Bradesco have partnered to launch E-agro, a digital platform designed to streamline rural lending in Brazil. The platform, built on FICO's advanced decisioning capabilities, has achieved significant milestones in its first year. Over R$1 billion in digital credit has been granted, with contract lead times reduced by 70% and 2,000 complex transactions automated. E-agro has also won the ESG Champion category in the 2025 FICO Decision Awards, highlighting its impact on improving credit access for over 500,000 farmers.

The E-agro platform simplifies the process of accessing rural credit, products, and services by automating credit evaluation, document verification, and disbursement. Farmers can now apply, qualify, and receive credit entirely online, at the moment they need it. This digital transformation has eliminated the need for in-person visits, making the process faster and more inclusive.

The platform's success is not just financial; it also has a significant environmental and social impact. By linking better credit access to sustainable practices, E-agro is protecting natural resources and improving livelihoods in rural communities. Bradesco's commitment to sustainability is evident in its support for the ILPF (Integrated Crop-Livestock-Forestry) Network and the Sustainable Agriculture Finance Facility (SAFF), which provide lower-cost credit for farmers adopting regenerative agriculture practices.

The partnership between FICO and Bradesco represents a significant advancement in financial services digitization. It not only drives revenue growth for both companies but also contributes to Brazil's economic and environmental resilience. The 2025 FICO Decision Awards recognition further underscores the platform's innovative and impactful nature.

References:
[1] https://finance.yahoo.com/news/fico-platform-powers-r-1b-140000852.html
[2] https://www.morningstar.com/news/business-wire/20250708691193/fico-platform-powers-r1b-digital-transformation-in-brazils-rural-credit-system