FICO Announces Q3 2025 Earnings Date and Conference Call

FICO announces Q3 FY25 results on July 30, 2025, after market close, with a conference call at 5:00 p.m. ET. The company powers operational decisions worldwide and holds over 200 patents on predictive analytics and data science. FICO solutions improve profitability, customer satisfaction, and growth in various industries, and its FICO Score is the standard measure of consumer credit risk in the US.

Fair Isaac Corporation (FICO), a global leader in analytics and digital decisioning technologies, is set to release its Q3 FY25 earnings results on July 30, 2025, after the market close. The company, known for its FICO Score, the standard measure of consumer credit risk in the US, is expected to report an EPS of $6.46, a 29.5% increase from the year-ago quarter [1].

FICO's market capitalization stands at $37.6 billion, and its solutions span credit scoring, fraud detection, and customer engagement, empowering organizations across industries to improve outcomes and drive smarter, more profitable operations. The company's dual-segment operation includes the Scores segment, which provides predictive credit and other scoring solutions, and the Software segment, offering pre-configured analytics and decision management solutions [2].

Analysts' consensus view on FICO stock remains cautiously optimistic, with a "Moderate Buy" rating overall. Despite recent regulatory changes that may impact FICO's market position, the company's strong fundamentals, including 20% annual earnings growth over the past decade and a robust free cash flow of $553.47 million, continue to support investor confidence [3].

The Federal Housing Finance Agency's (FHFA) announcement that mortgage companies may now use a credit scoring system created by competitors, such as VantageScore 4.0, has had a significant impact on FICO's stock. The stock dropped 8.9% on July 8, 2025, following this announcement [1]. However, FICO's management remains confident and has reaffirmed its guidance for 15% revenue and 20% EPS growth this year, along with a $1 billion share buyback program [3].

Investors should closely monitor FICO's Q3 FY25 earnings report and the subsequent conference call at 5:00 p.m. ET to gauge the company's performance and assess the impact of recent regulatory changes on its future prospects.

References:
[1] https://www.barchart.com/story/news/33384305/fair-isaac-s-q3-2025-earnings-what-to-expect
[2] https://www.directorstalkinterviews.com/fair-isaac-corporation-fico-stock-analysis-exploring-a-potential-38-upside/4121206849
[3] https://www.ainvest.com/news/fico-strong-fundamentals-innovation-drive-bullish-thesis-2507/