eToro Q2 2025 Net Contribution Up 26 to 210 Million Driven by Higher Trading Activity

eToro Group Ltd. (NASDAQ: ETOR) released its financial results for the second quarter of 2025, highlighting continued growth across key metrics. The platform reported a 26% year-over-year increase in Net Contribution, reaching $210 million, driven by higher trading activity [1]. Adjusted EBITDA rose by 31% to $72 million compared to the same period in 2024 [1]. Meanwhile, Assets Under Administration (AUA) surged by 54% to $17.5 billion, up from $11.3 billion in the second quarter of 2024 [1]. Funded accounts also increased by 14% to 3.63 million, reflecting sustained user acquisition and retention efforts, supported by the 2024 acquisition of Spaceship, an Australian investing app [1].

GAAP net income for the quarter was $30.2 million, down slightly from $30.6 million in the prior year, partly due to $15 million in IPO and related expenses. Adjusted Net Income (non-GAAP) improved to $54.2 million from $44.2 million year-over-year. Adjusted Diluted EPS (non-GAAP) was $0.56, compared to $0.51 in the second quarter of 2024 [1].

The company also emphasized product innovation and expansion during the quarter. eToro launched 24/5 trading for 100 U.S. equities, enhancing flexibility for its global user base. The platform expanded its U.S. crypto offering to 100 assets and announced its tokenization strategy, which includes tokenized U.S. listed stocks. These moves are expected to improve accessibility and diversification for investors [1].

In the Investing segment, eToro introduced AI-powered Alpha Portfolios under its Smart Portfolio offering. These strategies utilize advanced data analytics and the platform's proprietary retail trading insights. A strategic partnership with Franklin Templeton led to new target date investment portfolios, further diversifying long-term options for users. The platform also launched Tori, an AI-powered analyst that offers personalized insights and educational support to users [1].

Wealth management continued to evolve, with the introduction of savings products in France, including retirement (PER) and life insurance solutions. These additions support long-term, tax-advantaged investing and align with eToro’s broader strategy to serve users at all stages of their investment journey. Recurring investment options were also expanded beyond the U.K. and E.U. to the U.A.E., offering more users the ability to automate contributions into stocks, ETFs, and crypto [1].

In the Neo-banking space, the eToro Money card launched in Europe offers 4% stock-back rewards on everyday spending, premium travel benefits, and 0% foreign exchange fees. This card works in tandem with eToro’s local IBAN offering, enhancing the user experience by streamlining spending, deposits, and investment management [1].

Geographically, eToro reinforced its presence in the Asia-Pacific region by securing a Capital Markets Services license from Singapore’s Monetary Authority (MAS). The company now operates its Asia headquarters in Singapore, bolstered by local talent and strategic partnerships, contributing to the region’s fintech ecosystem [1].

Yoni Assia, CEO and Co-founder of eToro, highlighted the platform’s achievements, including product innovation and global expansion, while expressing confidence in future growth opportunities driven by technologies like AI and tokenization. Meron Shani, CFO, noted the positive performance as a public company, emphasizing the 26% growth in Net Contribution and 31% increase in Adjusted EBITDA as clear indicators of the company’s focus on sustainable, profitable revenue growth [1].

eToro will host a video call on August 12, 2025, at 5:30 a.m. PT / 8:30 a.m. ET to discuss the results in detail. The call will be accessible via investors.etoro.com, along with the earnings press release and slide deck, and will also be streamed on YouTube and X.com [1].

Source: [1] eToro Reports Second Quarter 2025 Results (https://coinmarketcap.com/community/articles/689b5363dd35cc24e8f4c5c8/)