Ethereum News Today: Mutuum (MUTM) Target Rises to $0.50 by Q4 2025 as Analyst Cites Presale and Dual-Lending Model

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Friday, Jul 25, 2025 12:07 am ET1min read
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Aime RobotAime Summary

- Top Ethereum analyst forecasts 15-20x growth for MUTM, targeting $0.50 by Q4 2025, based on dual-lending model and presale performance.

- MUTM's $13.4M presale (95% sold) advances to $0.035 in next phase, with institutional interest driving early investors' 2x returns.

- Platform combines P2C for blue-chip assets and P2P for memecoins, supported by CertiK-verified security and a decentralized $1-pegged stablecoin.

- Analyst highlights 33.3x potential returns for Phase 2 investors if $0.50 target materializes, narrowing presale discount window as price rises.

A top

Ethereum
analyst, known for accurately forecasting the 2020 ETH bull run, has highlighted Mutuum Finance (MUTM) as a high-potential DeFi project poised for significant growth. The analyst predicts a 15-20x surge in MUTM’s value by Q4 2025, projecting a price target of $0.50 from its current $0.03 level [1]. This forecast is based on MUTM’s unique dual-lending model, strong presale performance, and robust security audits. The presale, now in Phase 5, has raised over $13.4 million and is 95% sold, with the price set to increase to $0.035 in the next phase [1].

Mutuum Finance’s platform integrates two lending systems: Peer-to-Contract (P2C) for blue-chip assets like ETH and BTC, and Peer-to-Peer (P2P) for memecoins. The P2C model allows users to deposit top-tier cryptocurrencies and receive mtTokens (e.g., mtETH, mtBTC), which accrue interest and can be traded or staked for additional yield. For stablecoin borrowing, LTV ratios are capped at 70% for BTC and 65% for ETH, balancing risk and liquidity [1]. The P2P system targets risk-tolerant investors by enabling direct negotiations for memocoin loans [1].

A decentralized stablecoin pegged to $1 will underpin MUTM’s ecosystem, created only when users borrow against overcollateralized assets. Governance mechanisms adjust borrowing rates to maintain the peg, supported by arbitrage and automatic liquidations. The protocol has been certified by CertiK with a 95.00 Token Scan score and 78.00 Skynet score, ensuring security and transparency [1].

The presale’s urgency is underscored by a $100,000 giveaway and growing institutional interest. A Phase 2 investor who allocated $4,000 to MUTM at $0.015 has already seen a 2x return as the price rose to $0.03 in Phase 5. If the analyst’s $0.50 prediction materializes, the same investment could yield a 33.3x return, reaching $133,333 [1]. The final presale phase ends soon, with the price set to rise to $0.035, narrowing the window for discounted entry [1].

Mutuum Finance’s capped supply of 4 billion tokens and 14,200+ holders reflect strong market demand. Institutional and whale activity has shifted toward MUTM, signaling confidence in its DeFi innovation and long-term value proposition. The platform’s launch of a decentralized stablecoin and dual-lending architecture positions it to address both conservative and high-risk segments of the market.

Source: [1] [title1: Top ETH Analyst Predicts Mutuum Finance (MUTM) Will Hit $0.50 by Q4, Still at $0.03 Today] [url1: https://blockonomi.com/top-eth-analyst-predicts-mutuum-finance-mutm-will-hit-0-50-by-q4-still-at-0-03-today/]