Ethereum News Today: Mutuum Finance Token Price Set to Jump 20% in Phase 6

Early adopters are swiftly moving into Mutuum Finance (MUTM), driven by the same instincts that led to significant gains during the initial wave of decentralized finance (DeFi). Traders who previously capitalized on the early stages of Ethereum (ETH), Chainlink (LINK), and AAVE are now focusing on MUTM, anticipating a substantial price surge before the token's exchange listings. This interest is not merely speculative; it is backed by the project's unique approach to DeFi lending, staking, and passive income generation.

Mutuum Finance is currently in Phase 5 of its presale, with 80% of tokens already sold and over $12.5 million raised. The token price is currently at $0.03, but this is set to increase by 20% when Phase 6 begins. With over 13,500 holders already on board, the window for early investment is closing rapidly.

Mutuum Finance's dual-track earning model is designed to surpass typical DeFi lending protocols. Users will be able to deposit assets like BTC, ETH, or USDT into Pool-to-Contract (P2C) lending pools and receive mtTokens in return. These tokens represent the user’s original deposit plus the interest earned over time. For example, a $25,000 BTC deposit could earn up to 15.2% APY, translating to $3,800 in annual yield, all automatically reflected in the growing value of mtBTC.

Additionally, users can stake mtTokens in the platform’s safety module to earn dividend payouts funded by real protocol revenue, creating a second passive income stream. This model is structured to reward long-term contributors and align incentives between users and the protocol’s sustained growth. For holders of niche or volatile tokens, Mutuum Finance's upcoming Peer-to-Peer (P2P) lending model will offer a flexible solution, allowing users to structure personalized loan deals without selling off their holdings.

Mutuum Finance has already completed four phases of its presale and is now in Phase 5 with the token priced at $0.03. With $12.5 million already raised and 80% of the tokens in this round sold, Phase 6 will begin shortly, with a 20% price jump to $0.035. Early investors who joined during Phase 2 at $0.015 have already doubled their capital. For example, one user swapped $8,000 worth of SOL into Mutuum Finance at this early stage, acquiring 533,333 tokens. As the presale has progressed to $0.03, that position has grown to $16,000, marking a 100% return before listing. Once the project lists at $0.06, the same holdings will be valued at $32,000—a 4x return on the original allocation.

Looking further ahead, analysts are forecasting the price could advance toward the $0.50 range by year-end, which would bring the portfolio’s value to $266,666, representing a 3,233% surge from the Phase 2 entry price. For early adopters, this highlights the remarkable upside potential of combining early positioning with a utility-focused DeFi protocol. Security and credibility are also key to this momentum. Mutuum Finance's smart contracts are fully audited by CertiK, receiving a stellar Token Scan score of 95.00, alongside a Skynet score of 77.5. A $50,000 bug bounty is live, rewarding white-hat hackers for discovering vulnerabilities and ensuring robust protection for investors. At the same time, Mutuum Finance is running a $100,000 community giveaway — with 10 winners set to receive $10,000 worth of MUTM — driving both social engagement and early support.

Behind the scenes, developers are preparing for the beta launch of the full lending and borrowing platform, expected to roll out alongside the token launch. All of this is being watched closely by a growing online presence — Mutuum Finance's Twitter following has already surpassed 12,000 users and continues to build as anticipation grows. With only 20% of tokens remaining in Phase 5, time is now the most limited resource. The $0.03 price is on the verge of slipping away, and early movers know what’s coming next. Those who wait will be forced to enter at a premium or watch from the sidelines as MUTM breaks out — targeting $0.50 and beyond.