Ethereum News Today: Mutuum Finance Raises $12.45 Million in Presale Phase 5

Avalanche (AVAX) has recently launched its eERC (Encrypted ERC) privacy standard, which enables confidential transactions and hidden balances across both permissioned and permissionless blockchains. This upgrade, which was launched on July 11, 2025, leverages advanced cryptography to ensure compliance while shielding data. The upgrade has positioned Avalanche (AVAX) as a leader in decentralized finance (DeFi) and institutional finance, with key features including private equity tokenization, confidential loan servicing, and privacy-preserving stablecoins. The network’s 20 million plus daily transactions and partnerships with major companies further drive adoption.

While Avalanche (AVAX) continues to dominate headlines with its privacy upgrades, seasoned investors are increasingly turning their attention to Mutuum Finance (MUTM). Currently in Phase 5 of its presale, the Ethereum-based DeFi project has already raised over $12.45 million, with 75% of tokens sold out at the fixed price of $0.03. Over 13,400 holders have joined the ecosystem so far, confirming the strength of the project’s growing community. With the next price jump to $0.035 locked in once this phase ends, the window to buy MUTM at this discount is rapidly closing.

Mutuum Finance (MUTM) stands out due to its vision for a multi-layered earning ecosystem rooted in sustainable DeFi practices. Once launched, Mutuum Finance (MUTM) will offer a dual-model approach to lending and borrowing, combining the best of Peer-to-Contract (P2C) and Peer-to-Peer (P2P) systems. In the upcoming P2C model, users will be able to deposit blue-chip assets like DAI, USDC, BUSD, ETH, LINK, or AVAX into decentralized lending pools that generate passive income based on borrower activity. Loans will be secured through risk-managed loan-to-value (LTV) ratios, providing a robust framework for safer lending operations.

For users seeking more control and flexibility, the P2P model will enable fully customizable loan agreements. This feature will appeal especially to meme coin holders—like DOGE or PEPE traders—who want to negotiate loan terms directly and unlock liquidity without selling their assets. This dual-track system is designed to cater to both risk-averse users and high-yield seekers, expanding Mutuum Finance (MUTM)’s potential market reach across DeFi segments.

In addition, the platform plans to reward depositors with mtTokens—interest-bearing tokens minted 1:1 when assets are deposited. These tokens will automatically accumulate value as interest is paid by borrowers. More than just passive placeholders, mtTokens will be stakeable in Mutuum Finance (MUTM)’s revenue-sharing modules. The protocol is set to use a portion of its future earnings to buy back MUTM tokens from the open market and distribute them to mtToken stakers—creating a user-first, sustainable yield mechanism backed by actual platform activity.

As Mutuum Finance (MUTM) prepares for launch, early adopters in the presale phase stand to benefit the most—not only from token price appreciation but from positioning themselves early in what could be one of DeFi’s most robust lending ecosystems. Mutuum Finance (MUTM) is also preparing to launch a decentralized stablecoin, designed to maintain a $1 peg using overcollateralized loans and strict minting rules. These stablecoins will only be minted by approved issuers, and burned upon repayment or liquidation, helping maintain systemic balance while boosting liquidity across the protocol.

Investors looking for security in their DeFi allocations will appreciate that Mutuum Finance (MUTM) has passed a thorough audit by CertiK, achieving a Token Scan score of 95.00 and Skynet score of 77.50. The audit included static analysis and manual review, and the project’s smart contract framework continues to undergo revisions. Mutuum Finance (MUTM) also introduced a $50,000 bug bounty program, incentivizing ethical hackers to probe the system and ensuring long-term resilience for all participants.

Looking forward, the roadmap includes the launch of the Beta version of the platform in conjunction with token listing, introducing live functionality to the public. Additional milestones include the Layer-2 integration to improve scalability, and a $100,000 MUTM giveaway, with 10 lucky participants set to win $10,000 worth of tokens each—adding even more fuel to the ongoing momentum. The token is also supported by a vibrant Twitter community of over 12,000 followers, and endorsements from respected analysts in the Bitcoin (BTC) and Ethereum (ETH) sectors who now see MUTM reaching $0.24 to $0.45 by late 2025. One such investor who entered during Phase 1 at $0.01 has already tripled their paper gains, and with a $0.06 listing price already planned, Phase 5 buyers at $0.03 stand to capture strong upside as soon as the next price tier activates.

Mutuum Finance (MUTM) has the mechanics, the security, and the momentum that smart investors look for. As Avalanche (AVAX) rides a wave of short-term news, Mutuum Finance (MUTM) is quietly locking in long-term value—and proving why it may just be the best crypto to buy today.