Ethereum News Today: Mutuum Finance Presale Hits $14.83M as Investors Seek 10x Returns Before ETH Reaches $5,000

With Ethereum (ETH) still far from reaching $5,000, investors are increasingly seeking faster returns through emerging projects that offer innovative financial models. One such project, Mutuum Finance (MUTM), has gained attention for its decentralized liquidity protocol, which aims to enhance borrowing and lending within the DeFi space [1]. The project is currently in Phase 6 of its presale, with the token priced at $0.035. To date, $14.83 million has been raised, with more than 15,650 holders participating [1].

Mutuum Finance is introducing two distinct lending models: peer-to-contract (P2C) and peer-to-peer (P2P), each designed to serve different risk appetites and financial goals [1]. Under P2C, lenders deposit assets into pooled contracts where interest is generated based on utilization rates. For example, a $20,000 deposit in SOL with a 70% loan-to-value ratio can yield an 18% annual return—equivalent to $3,600 in passive income—while retaining exposure to the price movement of SOL [1]. On the borrowing side, users can pledge tokens such as ETH to access liquidity without selling their holdings, preserving long-term exposure [1].

The P2P model, in contrast, focuses on higher-risk tokens like DOGE or PEPE, which are pooled separately for direct lending and borrowing negotiations. This approach allows for greater flexibility and opens the platform to a broader range of market participants [1].

The presale has seen strong participation, with 25% of Phase 6’s allocation already sold and the project completing a CertiK audit. It scored 95 on Token Scan and 78 on Skynet, indicating a strong commitment to security and reliability [1]. Additionally, the project has attracted over 12,000 Twitter followers, demonstrating growing community engagement.

Early investors have already realized substantial gains. For instance, an investor who swapped $10,000 worth of ETH in Phase 1—when MUTM was priced at $0.01—now holds tokens valued at $35,000 in Phase 6 [1]. This growth occurred before the platform’s exchange listing or launch, highlighting the potential for rapid ROI compared to ETH’s slower recovery.

According to the project’s roadmap, the beta launch will coincide with the token listing, allowing immediate access to lending and borrowing features. A buy-and-distribute mechanism will further reinforce long-term value, with platform-generated revenue used to repurchase and distribute MUTM tokens to stakers [1].

Looking ahead, expected listings on major exchanges like Binance, KuCoin, and Coinbase could significantly increase liquidity and adoption. As the platform expands, so too could the price of MUTM, driven by growing utility and demand [1].

With the price set to rise to $0.040 in Phase 7—a 15% increase from the current level—Phase 6 is seen as one of the last opportunities to acquire MUTM at its lowest presale price [1]. Given the uncertainty surrounding broader market movements and ETH’s slow recovery, Mutuum Finance presents a compelling alternative for investors seeking faster returns.

As it stands, Mutuum Finance is positioned as one of the most promising new crypto projects in 2025. With its innovative models, strong fundamentals, and clear growth trajectory, the token offers a unique opportunity for those aiming to capture 10x returns before ETH reaches $5,000 [1].

Source:

[1] https://blockonomi.com/whats-the-best-crypto-to-buy-now-a-new-token-could-deliver-10x-roi-before-eth-rehits-5000/