Ethereum News Today: MUTM Presale Enters Final 1% Triggering 20% Price Surge 200% Gains for Early Investors

Mutuum Finance (MUTM) is approaching a critical inflection point as its Phase 5 presale enters its final moments, with the token priced at $0.03 and only 1% of tokens remaining before a 20% price surge to $0.035. This development has positioned the project at the threshold of a potential bullish phase, driven by its dual lending models—Peer-to-Contract (P2C) and Peer-to-Peer (P2P)—and robust community support. The platform, which has raised $13.5 million in Phase 5 with over 14,300 holders and 12,000 Twitter followers, is now generating momentum ahead of its anticipated market listing [1].

The P2C model enables lenders to earn passive income through mtTokens, which represent interest-bearing deposits. For example, a $10,000 deposit in SOL could yield an estimated 9.5% annual percentage yield (APY), generating $950 over a year without active management. Borrowers can access liquidity by overcollateralizing assets; depositing $8,000 in ETH at a 75% Loan-to-Value (LTV) ratio allows borrowing $6,000 in USDC, retaining exposure to ETH while securing funds. This structure merges traditional finance concepts with decentralized finance (DeFi), offering a hybrid solution for users [1].

The P2P model introduces higher-risk opportunities, such as a borrower negotiating a 30-day $1,250 USDT loan at 22% annual percentage rate (APR) against $2,500 of BONK. These isolated markets aim to shield core pools from volatility while appealing to users seeking elevated returns. Additionally, staking mtTokens in designated smart contracts generates MUTM rewards, funded by protocol buybacks. This dual-income approach—yield from lending and staking—creates compounding potential for participants [1].

Security is a focal point for Mutuum, underscored by a recent CertiK audit that achieved a 95.00 Token Scan score and a 78.00 Skynet score. The audit included manual reviews and static analysis, reinforcing investor confidence. The platform further incentivizes transparency through a $50,000 bug bounty program, rewarding white-hat hackers for identifying vulnerabilities. These measures highlight the project’s emphasis on security, a critical factor in DeFi adoption [1].

Investment potential is evident in early returns: investors purchasing MUTM in Phase 1 at $0.01 have seen holdings triple to $0.03, representing a 200% gain. If the token lists at $0.06 as projected, these gains could exceed 500%. The platform’s integration of stablecoins, overcollateralized lending, and staking diversifies risk, offering a complementary asset to traditional cryptos like BTC and ETH. However, the $0.06 listing price remains speculative and contingent on market demand and broader DeFi adoption [1].

The final phase of Phase 5 is pivotal, with only 1% of tokens left at $0.03 before the next price jump. This timing coincides with heightened market attention, potentially catalyzing widespread recognition. Investors must balance the opportunity for rapid appreciation against the risks of entering a presale nearing completion. While the projected $0.06 listing price reflects optimism, actual outcomes depend on user adoption, regulatory developments, and crypto market dynamics [1].

For those seeking exposure to innovative DeFi structures, MUTM’s dual-model approach addresses gaps in traditional lending while leveraging blockchain automation. However, as with all presale investments, due diligence is essential. The platform’s success hinges on sustained user engagement, technological resilience, and alignment with macroeconomic trends in the crypto sector.

Source: [1] [Final tick at $0.03, MUTM is seconds from triggering the next bullish phase] [https://invezz.com/news/2025/07/26/final-tick-at-0-03-mutm-is-seconds-from-triggering-the-next-bullish-phase/].