Ethereum News Today: Ethereum Surges 18% Weekly, Hits $3,052.91 on Whale Accumulation and Institutional Interest

Ethereum (ETH) has surged past the $3,000 mark, reaching $3,052.91 recently, with an 18% weekly gain. This surge is driven by significant whale accumulation and institutional interest, with over 2,500 ETH staked and $6.1 billion poured into US spot ETFs. BlackRock’s ETHA has amassed 2 million ETH, highlighting the growing institutional confidence in Ethereum. The Pectra upgrade’s testnet success has enhanced Layer-2 efficiency and reduced fees, driving the total value locked (TVL) in DeFi to $64 billion. A bullish pennant breakout signals a potential target of $3,300, although the Relative Strength Index (RSI) at 73 suggests a risk of a dip to $2,850.

ETH’s climb is reshuffling the dynamics of the altcoin market, funneling capital into DeFi leaders such as LINK and COMP. Ethereum’s ecosystem is thriving, with Layer-1 rivals like BNB gaining modestly. However, meme coins like DOGE and SHIB are stagnating as investors shift towards utility. While US trade friction could rattle markets, ETH’s momentum is expected to lift altcoins unless a significant correction occurs.

Mutuum Finance (MUTM) is positioning itself to capitalize on the growing DeFi wave. As Ethereum focuses on scalability and Layer-2 expansion, Mutuum is developing real-world DeFi solutions. These include smart lending mechanics, audited protocols, and passive income tools designed to reward both conservative and aggressive investors. Mutuum’s approach is geared towards longevity, with a focus on staking rewards driven by platform revenue and lending markets that support a wide range of tokens, from ETH to meme coins.

Mutuum’s roadmap includes Layer-2 integration to lower gas fees and improve throughput, the launch of a decentralized stablecoin pegged to $1, and the introduction of its Beta platform to drive mass adoption. The project has completed a thorough audit with CertiK, receiving a Token Scan score of 95.00 and a Skynet rating of 77.50, demonstrating a strong commitment to transparency and smart contract integrity. This is particularly crucial for a platform handling on-chain lending and collateral management.

Investor momentum for Mutuum is further fueled by a $100,000 MUTM giveaway, where ten lucky holders will each receive $10,000 in tokens. This campaign, along with Mutuum’s fast-growing community, has made MUTM one of the most talked-about presale tokens in DeFi this month. An analyst who correctly forecasted Ethereum’s 2021 rally now expects Mutuum Finance to 10x by mid-2026, with targets set at $0.30. With only a few presale phases remaining and an official listing planned at $0.06, the upside is clear for those who secure an entry before Phase 5 ends.

Mutuum Finance stands out from trend-driven altcoins by generating value through real platform activity rather than hype. The protocol is being developed around a dual lending structure: Pool-to-Contract (P2C) lending for stable, automated yield on blue-chip tokens like ETH and MATIC, and Peer-to-Peer (P2P) lending for higher-yield, customizable loans on tokens like DOGE and PEPE. For long-term ETH holders, Mutuum is preparing to offer an efficient way to earn passive income without giving up price exposure. After launch, depositing ETH into a P2C pool will allow users to earn a variable APY based on platform utilization and borrower demand. In return, users will receive mtTokens—ERC-20 tokens that automatically accrue interest. These mtTokens will also be stakeable, unlocking MUTM token rewards that come from real protocol revenue and are distributed through smart contract-controlled buyback mechanisms.

Risk-tolerant investors will be able to leverage the upcoming P2P model to seek higher returns by lending to borrowers who provide niche or volatile tokens as collateral. For instance, a lender could arrange a 20-day loan on 1,500 USDC, accepting PEPE tokens as collateral with 13% interest and a 70% loan-to-value ratio. Unlike pooled lending, these P2P deals will be fully isolated, meaning individual risk doesn’t affect the broader ecosystem—a structure that opens up high-upside potential for those looking to build their own terms. Supporting this flexible lending architecture will be a Stability Factor-based liquidation system, designed to trigger automatic liquidations when borrower collateral falls below safe thresholds. In these cases, third-party liquidators will step in to repay the lender and secure the collateral, keeping the system solvent and reinforcing long-term protocol reliability.

As the DeFi market accelerates and Ethereum continues its climb, the smart money is rotating into tokens with structure, transparency, and actual revenue models. Mutuum Finance is positioned as the next step forward, and the current presale window at $0.03 won’t be open much longer. For more information about Mutuum Finance, visit their official website and social media links.