Ethereum News Today: DBS Launches Tokenized Structured Notes on Ethereum to Boost Institutional Access

DBS, Singapore’s largest bank, has launched tokenized structured notes on the Ethereum blockchain, expanding access to institutional-grade structured products for accredited investors while leveraging the public chain’s infrastructure [1]. The tokenized notes are issued in units as low as $1,000, a significant reduction from traditional structured products, which typically require higher minimum investments [2]. This move is expected to broaden participation, particularly among institutional and accredited investors, and potentially enhance secondary market liquidity through licensed Singapore-based digital exchanges such as ADDX and DigiFT [3].

The issuance represents a shift from DBS’s earlier use of permissioned ledgers to a public blockchain, reflecting the bank’s commitment to digital innovation in financial services [1]. The notes are programmable and tradable, enabling seamless integration with digital custody solutions and on-chain settlement [3]. DBS’s decision to use Ethereum is attributed to its deep liquidity pools, robust developer community, and composability with DeFi primitives—factors that enhance the utility of tokenized assets [4].

This initiative is part of DBS’s broader digital asset strategy, which includes the launch of DBS Token Services in October 2024, enabling real-time settlements and programmable financial instruments for institutional clients [3]. The bank has also participated in cross-border tokenized repo pilots under MAS’s Project Guardian, demonstrating the viability of public blockchain-based financial instruments [5]. These efforts align with the Monetary Authority of Singapore’s ongoing work to develop regulatory frameworks and data standards for tokenized asset issuance, including fixed income and asset management products [5].

The tokenized structured notes offer cash-settled payoffs tied to both crypto and traditional underlying assets, enabling investors to access structured exposure through blockchain-native instruments [1]. By deploying these products on Ethereum, DBS is contributing to the growing trend of real-world asset tokenization on public chains, a shift that aligns with the MAS’s goals for standardizing issuance data and smart contract clauses for fixed-income products [5].

The move underscores DBS’s position as a leader in blockchain innovation in Asia. Since 2021, the bank has issued digital bonds, explored OTC options, and conducted stablecoin custody pilots, all of which have now converged into a unified on-chain issuance framework [5]. This evolution highlights the bank’s strategic vision to integrate public blockchain infrastructure with institutional-grade financial services, enhancing efficiency, transparency, and accessibility [5].

Source: [1]https://cryptoslate.com/ethereum-lands-dbs-tokenized-notes-as-1000-units-rewrite-private-banking/

[2]https://www.coindesk.com/daybook-us/2025/08/21/bitcoin-falters-in-choppy-market-ether-stays-resilient-crypto-daybook-americas

[3]https://www.fxleaders.com/news/author/arslanalibuttgmail-com/

[4]https://www.ainvest.com/news/ethereum-news-today-bitcoin-billionaire-pivots-eth-institutional-gold-rush-2508/

[6]https://www.coinpedia.org/crypto-live-news/