Equifax Launches Credit Abuse Risk Model to Combat First-Party Fraud.
ByAinvest
Friday, Jan 30, 2026 7:49 am ET1min read
EFX--
Equifax has launched Credit Abuse Risk, a new predictive model that uses FCRA-regulated data to help lenders protect against first-party fraud, such as loan stacking and credit washing. The model identifies atypical patterns of fraudulent activities, allowing lenders to modify loan terms and make more confident lending decisions.
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