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Envirotech Vehicles: A Green Revolution in Urban Transportation

Wesley ParkWednesday, Dec 4, 2024 8:03 pm ET

3min read

Envirotech Vehicles, Inc. (NASDAQ:EVTV) has been making waves in the electric vehicle (EV) industry, and its recent partnership with Newark Public Library is a testament to the company's commitment to sustainability and innovation. This article explores the potential of Envirotech's electric vans, their impact on the library's operations, and the broader implications for the EV market.

The Newark Public Library's adoption of Envirotech's electric delivery vans is a significant step towards reducing its carbon footprint and operational costs. The vans, facilitated by the New Jersey Zero-Emission Incentive Program, have demonstrated impressive efficiency, requiring charging only once every two weeks. This has resulted in substantial savings on fuel costs and minimized maintenance expenses.

But the impact of this partnership extends beyond the library's walls. Envirotech's electric vans have the potential to revolutionize urban transportation, reducing emissions and promoting sustainability. According to the International Energy Agency, electric cars are projected to constitute 35% of global car sales by 2030, highlighting the growing demand for eco-friendly vehicles.

However, the road to widespread EV adoption is not without challenges. Maintaining charging infrastructure, ensuring vehicle availability, and managing technological advancements are key hurdles that companies like Envirotech must overcome. Nevertheless, the potential long-term benefits, such as reduced operating costs and enhanced brand recognition, make the investment in EV technology worthwhile.

The Newark Public Library partnership is just one example of Envirotech's growing customer base. As more public institutions and businesses seek sustainable transportation solutions, the demand for Envirotech's electric vans is likely to increase. This, in turn, could lead to further collaborations and revenue streams for the company.

In conclusion, Envirotech Vehicles' partnership with the Newark Public Library is a prime example of the growing demand for sustainable transportation solutions. As the company continues to innovate and expand its customer base, it is poised to make a significant impact on the EV market and urban transportation. Investors should keep a close eye on Envirotech's trajectory, as it represents a promising opportunity in the burgeoning EV sector.

Comments

Empty_Somewhere_2135

04/02

This could shake crypto trust levels hard

1kczulrahyebb

04/02

Kelvin Lo and YAI should face consequences. This isn't just a market issue, it's a trust issue.

careyectr

04/03

@1kczulrahyebb Yikes, what a sketchy move.

Touma_Kazusa

04/03

@1kczulrahyebb Totally agree, they should face the music.

Ok-Swimmer-2634

04/02

Stablecoins need rock-solid backing. TUSD's situation highlights the need for better oversight.

moazzam0

04/02

@Ok-Swimmer-2634 True, stablecoins need solid backing. Oversight's key.

Anonym0us_amongus

04/02

Techteryx got blindsided. Hope they recover, but this could set back Web 3 gains big time.

lilshortie262

04/03

@Anonym0us_amongus You think TUSD can recover?

AbuSaho

04/02

Imagine putting $456M in some offshore account without even share certificates. Wildly reckless.

Searchingstan

04/02

Whoa, what a mess! 🤯 Hope regulators step up and secure these funds. Hong Kong's reputation is on the line here.

ReindeerApart5536

04/02

Aria DMCC in Dubai? Sounds like a movie plot, but this is real-life financial chaos.

raool309

04/02

This whole situation reeks. Fingers crossed that TUSD doesn't take a nosedive. Stability is key in crypto.

Anteater_Able

04/02

Web 3 needs tighter regs, for real.

abdul10000

04/03

@Anteater_Able True, regs can help stabilize.

vaxop

04/02

Sun's right; Web 3 can boost economies. But fraud like this could stall progress. Let's see how HK handles it.

pd14200

04/02

Regulatory action is a must. Hong Kong's reputation is on the line, and so is investor trust.

LoinsSinOfPride

04/02

What a mess, right? 🤔

CertifiedWwDuby

04/03

@LoinsSinOfPride 😂

jobsurfer

04/02

Stablecoins may promise calm, but sometimes the storm comes from within

comoestas969696

04/02

This whole situation reeks. Hong Kong needs to tighten up regs or risk losing trust. 🤔

birdflustocks

04/02

I'm in $TSLA and $AAPL for safety. This whole stablecoin scene feels too shaky right now.

aiolyfe

04/02

@birdflustocks How long you been in $TSLA? You think it's a safer bet than these stablecoins?

Straight_Turnip7056

04/03

@birdflustocks I'm in $AAPL too. I like steady tech stocks. No regrets holding them through the ups and downs.

greenpride32

04/22

SoundHound's edge in automotive AI might be its best bet against the Big Tech giants. Niche focus counts.

JobuJabroni

04/22

$3.8 billion market and growing? Piece of cake or is it? The competition's fierce but SoundHound's got potential.

rubiyan

04/22

84.6% revenue growth, bullish on $SHAI.

investortrade

04/22

Risk of technological leapfrogging? Always a worry, but SoundHound's got some barriers with their proprietary tech.

Touma_Kazusa

04/22

84.6% revenue growth? That's not just a bump, that's a rocket ship. $SHAI might be one to watch. 📈

Guy_PCS

04/22

Chat AI in cars? Finally, someone's listening. No more fiddly buttons when you can just talk. Future is now, folks.

AltruisticStorage110

04/22

@Guy_PCS 💸

Blackhole1123

04/22

SOUNdHound's AI got that sweet edge computing

BURBEYP

04/22

Let's not sleep on the localization aspect. Cultural relevance could be the game-changer in markets like China and Latin America.

Protect_your_2a

04/22

Tencent's got the muscle, SoundHound's got the brains. Together, they're unstoppable in the automotive AI game.

Lunaerus

04/22

Automotive AI is like the wild west right now. Plenty of players, plenty of risks, but also plenty of rewards.

Throwaway420_69____

04/22

Tencent team-up = serious market mojo 🚀

sobfreak

04/22

"The car is becoming the next smart device." Tom Park nailed it. Drivers want seamless, conversational control.

Stevitop

04/22

@sobfreak Tom Park's on point, but let's see if SoundHound delivers. Market's full of surprises.

Nobuevrday

04/22

@sobfreak Totally agree. Conversational control rocks.

Frozen_turtle__

04/22

Wow!Those $SOUN whale-sized options block were screaming danger! � Closed positions just in time profiting more than $299

kenicholz

8 hour ago

Damn!!🚀 GM stock went full bull trend! Cashed out $377 gains!

vaxop

02/14

Birkin bags are the ultimate status symbol.

CertifiedWwDuby

02/14

Hermès is killing it with their limited drops.

No-Sandwich-5467

02/14

Birkin bags driving growth? No surprise there. Limited supply + demand = goldmine. Anyone else holding Hermès in their portfolio?

that_is_curious

02/14

Anyone else holding $HES as a long-term play?

GlobalEvent6172

02/14

Bag trends drive more than just looks; they're a powerhouse in luxury stocks. 🤔

Booknerdworm

02/14

Ready-to-Wear sector on fire with 15% boost.

UpbeatBase7935

02/14

@Booknerdworm Ready-to-Wear's hot, but watch out, Hermès might inflate next quarter.

BlockChain Baron

02/14

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r2002

02/14

@BlockChain Baron Sure

Silver-Feeling6281

02/14

15% up? That's some serious rocket fuel. Wonder if $TSLA could learn a thing or two about consistency.

MonstarGaming

02/14

@Silver-Feeling6281 Yeah, Hermès is crushing it. Tesla's got its own vibe, though.

yeahyoubored

02/14

Hermès is like the F1 of luxury, always accelerating. Who else is cashing in on those Birkin bags? 🤑

NoAd7400

04/20

I stick to $TSLA and $AAPL for now. Crypto's too volatile and scammy for my taste. Gotta play it safe!

BunchProfessional680

04/20

Fake tokens are like phishing emails—click at your own peril. Always check the URL and trustlines, folks.

Chotibobs

04/20

@BunchProfessional680 😂

lies_are_comforting

04/20

Smart contracts are like digital guestbooks—open for anyone to sign. But that's also what makes 'em vulnerable. 🤔

MysteryMan526

04/20

Liquidity's like oxygen for tokens—without it, they're just floating in space. ETHG's got neither air nor grace.

Throwaway420_69____

04/20

Ethereum's like the Wild West—fast but risky. XRP's more like Main St—secure but slower. Which one suits you best?

jett_29

04/20

@Throwaway420_69____ alright

Repturtle

04/20

Always remember: if a deal seems too good (or shady), it probably is. DYOR, y'all. 🚀

Really_Schruted_It

04/20

@Repturtle Sure

Curious_Chef5826

04/20

ETHG scam got me thinking about my holdings. Sticking with $TSLA and $AAPL for now. Crypto still too volatile.

haarp1

04/20

Ethereum's flexibility is both its strength and weakness. It's like a Swiss Army knife—useful but requires caution.

lies_are_comforting

04/20

Vet's got a point—XRPL's architecture is like a fortress compared to Ethereum's frontier town. Security's not just a feature, it's a strategy.

tinyraccoon

04/20

Blockaid flagging ETHG as malicious? Sounds like they're waving a red flag. Heed the warning, traders.

SISU-MO

04/20

Scams like these highlight Ethereum's vulnerabilities. XRP's architecture offers a more secure alternative, limiting attack surfaces.

ashish1512

04/20

@SISU-MO True, XRP's got less risk.

haarp1

04/20

$420k ETHG scam? Oof, that's one epic burn. Don't let FOMO make you skip due diligence.

MasterDeath

04/20

Damn!!NVDA demonstrated textbook-perfect bottom and peak confirmation signals via Peak Seeker framework,with subsequent price movements validating 83.6% predictive accuracy

Playful-Guitar6127

04/20

@MasterDeath How accurate have their other predictions been?

itsjustsciencee

04/20

@MasterDeath Sweet gains, bro.

Smurfsville

04/11

15%-40% tax range is steep. But, who's surprised? Governments grabbing at crypto like it's a gold rush. 🚀

Jazzlike-Check9040

04/11

@Smurfsville Steep, yeah. Govs cashing in.

Interesting_Award_86

04/11

@Smurfsville True, crypto's a wild ride.

WickedSensitiveCrew

04/11

Crypto taxes in Turkey getting tighter, bros.

zarrasvand

04/11

0.03% transaction tax, if implemented, could boost revenue. But, will it deter trading? Only time will tell. 🤔

GoodCoffeee

04/11

Businesses taxed at 20% seems fair-ish. Lower than before, so maybe they're trying to attract crypto action without too much fuss.

yahoofinance

04/11

@GoodCoffeee 20% ain't bad, but what about individual rates? 15% to 40% seems wide.

Ok_Secret4642

04/11

GIB and CMB working together is a good thing. Oversight with innovation can lead to stability. Turkey might be onto something here.

Smurfsville

04/11

Supporting blockchain growth is smart. Turkey could become a crypto hub if they play their cards right. EU alignment wouldn't hurt either.

pd14200

04/11

Hodl strategy: Long on $BTC, short on lira.

Ou_deis

04/11

@pd14200 How long you planning to hodl BTC? Any targets in mind?

moneymonster420

04/11

Crypto taxes in Turkey? Sounds like they're trying to keep up with the digital age. Gotta love a country that acknowledges the trend.

Really_Schruted_It

04/11

@moneymonster420 Yessir

Super-Implement4739

04/11

No broad crypto exemptions, but losses can offset gains. That's a silver lining for traders. Maybe Turkey isn't as scary as it seems.

LurkerMcLurkington

04/11

@Super-Implement4739 What’s your take on the 15%-40% tax range? Do you think it’ll chill trading volume?

Dependent-Teacher595

04/11

No specific deductions for crypto, but general income tax thresholds offer some relief. Not a bad balance, maybe.

TY5ieZZCfRQJjAs

04/11

Mining and staking rewards as ordinary income? Sounds like they're treating it like a day job. Time to rethink my strategy.

Buffet_fromTemu

04/11

Crypto taxes in Turkey getting tighter. Non-compliance can hit hard. Better keep records tight if you're in the game long-term.

PancakeBreakfest

04/11

I'm holding some $BTC and $ETH, but I'm cautious. High taxes might cap gains, so I'm diversifying into stablecoins and stocks like $AAPL.

bmrhampton

04/11

@PancakeBreakfest How long you been holding BTC and ETH? Curious if you got any specific stocks in mind or timeframe for diversifying.

MasterDeath

04/11

@PancakeBreakfest I hear ya, high taxes can hit gains hard. I'm all about diversifying too. Got a decent chunk in stablecoins and stocks like $AAPL myself. Works for me, but everyone's risk tolerance is different.

NoAd7400

04/11

Turkey sees crypto as a financial asset now. Smart move, given the inflation mess they're in. Assets appreciate, right?

nrthrnbr

04/11

Fines and audits looming. Non-compliance isn't worth it. Keep records solid and consult pros if needed. Safety first, folks.

spanishdictlover

04/11

@nrthrnbr 💸

Mojojojo3030

02/17

Cash pile of $11.7M is solid. No debt = flexibility. Watching how they deploy that cash closely. 🤑

paperboiko

02/17

Retail store expansion could be a game-changer

nicpro85

02/17

@paperboiko Think retail expansion will boost EPS?

RedneckTrader

02/17

@paperboiko Yep, retail stores are lit.

Didntlikedefaultname

02/17

Betting on their owned brands, solid move IMO

Gejdhd

02/17

$ABY's store expansion is lit. Hope they don't get burned by high overheads. Retail is not all sunshine and rainbows.

ethereal3xp

02/17

@Gejdhd Yeah, retail can be tricky.

joethemaker22

02/17

@Gejdhd True, overheads can be a drag. But ABY's got a solid online presence to balance it out. They might be onto something with their omnichannel strategy.

user74729582

02/17

Adore Beauty's data game strong, AI moves next level. Watch them disrupt the beauty biz. 🚀

RhinoInsight

02/17

@user74729582 Totally agree, they're on fire.

Mr_Biddz

02/17

@user74729582 What's next for AI in beauty?

TobyAguecheek

02/17

Adore Beauty's omni-channel game is strong, folks. 🤑

Sweet-Block5118

02/17

@TobyAguecheek Lol, omni-channel isn't a game, it's business.

InevitableSwan7

02/17

@TobyAguecheek Adore's omni-channel is solid, but watch out for competition heat.

_hiddenscout

02/17

Inventory management is key; they're doing it right

-Joseeey-

02/17

$ABY's growth story is one to watch closely

BranchDiligent8874

02/17

Adore Beauty's AI game strong, but will it outshine Sephora? Competition heating up in beauty retail.

mmmoctopie

05/16

"Sounds like someone's been watching too much 'The Gambler' and decided to play it safe. While hiding under a rock might keep you dry, you'll miss the rainbow. Maybe a little risk could pay off, especially if inflation cools down. Just saying, don't let the fear of tariffs make you miss the next big thing.

Wes_709

05/16

@mmmoctopie True, playing it safe might not catch the next big move.

jvdr999

05/16

Wow!The TD stock was in a clear trend, and I made $282 from it!

versello

05/16

@jvdr999 How long were you holding TD for? Curious about your strategy.

NoTearsNowOnlyDreams

02/25

Justin Sun's got a plan. But will it stick? Eyes on execution, not just words.

SISU-MO

02/25

@NoTearsNowOnlyDreams Yeah, execution matters.

JobuJabroni

02/25

Free gas for USDT? Tron's playing catch-up. Ethereum's still a contender, but network congestion's a real issue.

infinitycurvature

02/25

@JobuJabroni True, Ethereum's still solid, but gas fees are a pain.

joethemaker22

02/25

Gas fees hurting Tron's user base, time for change.

Fluffy-Belt1325

02/25

Tron's gas-free might boost adoption, let's see.

Alert-Reveal5217

02/25

Holding $TRX, betting on Sun's turnaround plan.

krogerCoffee

02/25

Tron's move could attract big players. Stablecoins on blockchain might go mainstream. Let's see how it plays out.

werewere223

02/25

Gas fees making waves, Tron adapting. Could this be a turning point for stablecoin transfers? Eyes on $TRX.

iyankov96

02/25

Free transactions? Tron playing catch-up fast.

Dynasty__93

02/25

Tron's response feels urgent. Users want solutions, not promises. Let's see what 2025 brings.

istockusername

02/25

Fees too high, switching to Ethereum soon. 😅

AdvantageNo3180

02/25

@istockusername How long you been holding TRX? Thinking of making the switch myself, curious about others' experiences.

BarrettGraham

02/25

TRON's move could shift stablecoin power dynamics.

Searchingstan

02/25

USDT on Tron needs stability. High fees scared off users; let's see if Gas Free brings back the crowd. 🤔

stoked_7

02/25

Free gas for USDT? Sounds like Tron's playing to win. $TSLA better watch out.

killawatts22

02/25

@stoked_7 Really? You think Tron's move could hit TSLA like that?

BTCWhale Hunter

02/25

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Direct_Name_2996

02/25

@BTCWhale Hunter K boss

greenpride32

02/25

Gas fees making waves. Tron's move could shift the tide. 🚀

CorneredSponge

02/25

@greenpride32 What's your take on Ethereum fees now?

Victoria George

02/13

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donutloop

02/13

@Victoria George Yessir

Smith Bernard

02/13

Catherine E. Russell is a beacon of innovation and positivity in the world of cryptocurrency and investments. Her dedication to building a transformative Bitcoin and crypto platform has touched the lives of people around the globe. Catherine passion for empowering individuals to navigate the exciting world of digital assets is truly inspiring. Through her platform, she is creating opportunities, spreading knowledge, and fostering a community of like-minded individuals all striving for financial empowerment. Catherine vision and drive are shaping the future of finance, and her impact is felt far and wide. Let's celebrate Catherine E. Russell for her incredible work and commitment to making the world of cryptocurrency accessible to all.Massage✍️ On FACEBOOK Catherine E. Russell .. It is important to be informed an make informed decisions

Historical_Hearing76

02/13

@Smith Bernard 😂

Conscious_Shine_5100

02/13

Reddit's DAU miss hit harder than my morning coffee. Investors be like, "Where's the buzz?"

CrimsonBrit

02/13

@Conscious_Shine_5100 Guess Reddit's DAU miss was the bearish buzz investors were looking for. 😂🐻📉

zack1567

02/13

Earnings beat, but user growth flop. Social media stocks are a marathon, not a sprint.

cfeltus23

02/13

Valuation risks are real. Growth investors gotta watch those multiples like hawks.

skilliard7

02/13

Holding $RDT long, but diversifying my portfolio

waterlimes

02/13

@skilliard7 How long you been holding $RDT? Any specific entry/exit strategy?

LogicX64

02/13

Reddit's DAU miss hit harder than my morning coffee. Investors be like, "Where's the buzz?"

Big-Decision-1458

02/13

Holding $RDT long-term, but diversifying into more stable ad platforms. Can't gamble on one horse.

Curious_Chef5826

02/13

Social media stocks are a minefield. Watch those multiples.

PlentyBet1369

02/13

Digital ad market's a jungle. Reddit better innovate or risk getting eaten alive.

TailungFu

02/13

Anyone else think Reddit should focus more on community engagement? Users are its lifeblood.

statisticalwizard

02/13

Buying the dip? Reddit's risk-reward looks spicy.

theamykupps

02/13

Google's algo change is the new kid in school, and Reddit's like, "Hey, where's my lunch money?"

Solidplum101

02/13

@theamykupps Reddit's just trying to HODL its user base while Google's algo is YOLO-ing on search traffic.

Gejdhd

02/13

Reddit's DAU miss was a nuclear-level bomb 🤯

BeefMasters1

02/13

Holding $RDT long term, but diversifying into more stable ad plays. Can't gamble on every earnings call.

Quiet_Maybe7304

05/12

Ruvi AI's presale is 🔥, but don't miss Phase 2 pricing. 50% more tokens might vanish fast. Get in early for that $1 target.

istockusername

05/12

That leaderboard bonus? Serious clout chasing. 500k tokens for top 10? I'd hustle for that $RVIA bag.

stertercsi

05/12

Tron's stablecoin volume pumping, but Ruvi AI's AI-blockchain combo might be the real game-changer. Diversify your bets, folks.

Searchingstan

05/12

AI and blockchain merge? Logistics and healthcare gains. Real-world impact with potential moonshot returns. Not just another crypto fad.

Turbonik1

05/12

Beta's live, but no roadmap? 🤔 Major no-no for long-term trust. Hope they drop one soon.

Mylessandstone69

05/12

$200 for 24k tokens? $1k for 160k? Ruvi AI's got levels for every pocket. 🚀 Time to stack those digital chips.

werewere223

05/12

Beta's live, but Phase 2 tokens might pop even more. 🚀

stertercsi

05/12

Tron's stablecoin volume up; Ruvi could follow suit.

Interesting_Award_86

05/12

50% tokens sold fast, but Phase 2's rise could spark FOMO. Stay cool, do your due, and maybe catch that 50% upswing.

AxGGG

05/12

AI + blockchain = future. Get in on Ruvi.

btcmoney420

05/12

50% sold in days? Hype train's rolling. But I'm waiting for Phase 2 for a better entry.

According-Scar-7774

05/12

@btcmoney420 What's your target price?

DaddyLungLegs

05/12

50% bonus sounds sweet, but timing's crucial.

Repturtle

05/12

@DaddyLungLegs Totally, timing's everything.

2016nurse

05/12

@DaddyLungLegs What's your take on the market timing?

Biotic101

05/12

OMG!the Peak Seeker algorithm successfully identified both trough and apex inflection points in BABA equity's price action, while my execution latency resulted in material opportunity cost.

2strange4things

04/15

Wow!I successfully capitalized on the GWAV stock's bearish trend, generating $495!

Bitter_Face8790

11/22

Barr's insights could be 💰game changer

AIONisMINE

11/22

Hope Barr drops hints on future oncology game-changers.

Anonym0us_amongus

11/22

Molnupiravir could be a moonshot if data pans out. Keeping an eye on this.

Anonym0us_amongus

11/22

Dr. Barr's insights on the regulatory environment could be a game-changer. Changes in policies or approvals can impact $MRK's stock like crazy. I might need to adjust my portfolio if he spills some tea. 🍿

moazzam0

11/22

Keytruda's got legs, bulls gonna love this

Argothaught

11/22

Holding $MRK, eyes on regulatory trends closely

BloodForThCursedIdol

11/22

Riding this Merck wave with a small position. Diversified with $TSLA for some fun.

TeslaCoin1000000

11/22

Geopolitical dynamics + pharma = interesting mix.

chrisbaseball7

11/22

Merck's pipeline is strong, no doubt there.

cuzimrave

11/22

Personalized medicine wave, Merck's poised perfectly.

DanielBeuthner

05/03

Outages like these test our patience. But they also show us where to strengthen the financial grid.

beerbellyman4vr

05/03

@DanielBeuthner Outages r rough, but they help us beef up the system.

Electronic-Meal-1156

05/03

@DanielBeuthner True, outages show weak spots. We gotta fix 'em.

ConstructionOk6948

05/03

Gotta love when a "mundane" error causes chaos. Reminds us all about the invisible threads in fintech.

Ok-Afternoon-2113

05/03

FIserv's error = Zelle's nightmare, time for backup plans.

Loud_Ad_6880

05/03

This outage? A real

curbyourapprehension

05/03

Zelle's outage froze lives. Speed of digital finance comes with a price tag. Don't say I didn't warn ya.

stydolph

05/03

@curbyourapprehension Good.

zeren1ty

05/03

Third-party risks = regulatory headaches. Prepare for scrutiny.

ttforum

05/03

Collaboration is key. Banks, vendors, and regulators gotta work together. No more solo plays.

Naive-Present2900

05/03

@ttforum Good.

Running4eva

05/03

FIserv's stock dipped. Investors want reliability. EWS better fix its act or face the music.

SwedishStockAddict

05/03

@Running4eva EWS gotta step up, or risk losing bagholders.

Sam__93__

05/03

Zelle's reliance on FIserv shows how one tech glitch can freeze billions. Time to rethink payment architecture before the next crisis hits.

thelastsubject123

05/03

Zelle users, check those transaction statuses! 🤔

Empty_Somewhere_2135

05/03

Third-party risks are real. Regulators need to step up. Banks should rethink vendor deals pronto.

floorborgmic

05/03

Zelle's centralized model, risky business. Diversify, folks.

DaddyLungLegs

05/03

Zelle's centralized now, app gone. Users stuck. Banks need backup plans. Diversify or get left behind.

NoBicDeal

05/03

FIserv's blip shows how shaky the payment tower is. Zelle's got $1T flowing, yet it's a house of cards. 🤔

Didntlikedefaultname

05/03

$TSLA and $AAPL got backups. Why should Zelle be any different? Investors demand resilience.

ACHR_King

05/03

@Didntlikedefaultname Zelle's got work to do.

Disclaimer: the above is a summary showing certain market information. AInvest is not responsible for any data errors, omissions or other information that may be displayed incorrectly as the data is derived from a third party source. Communications displaying market prices, data and other information available in this post are meant for informational purposes only and are not intended as an offer or solicitation for the purchase or sale of any security. Please do your own research when investing. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Keep in mind that while diversification may help spread risk, it does not assure a profit, or protect against loss in a down market.