EBF: three-month Euribor rises 2.3 bps

EBF: three-month Euribor rises 2.3 bps

The three-month Euribor rate has increased by 2.3 basis points, reaching 2.305% as of July 2, 2025. This rise comes amidst ongoing market adjustments and economic forecasts. The European Central Bank (ECB) continues to monitor the economic conditions and adjusts its policies accordingly.

The latest forecast for the Euribor rate indicates a steady but gradual decline in the coming months. For instance, the forecast for July 2025 projects a beginning rate of 2.072%, with a maximum of 2.157% and a minimum of 1.869%, averaging 2.022% for the month [1]. This trend is expected to continue into the latter part of the year, with the rate forecasted to be 1.911% by the end of September 2025 [1].

The ECB's interest rate decisions have a significant impact on the Euribor rates. The forecast for the 3M Euribor rate for the next few years shows a consistent downward trend, with projections indicating rates around 1.6% by the end of 2026 and 1.2% by the end of 2027 [1].

Investors should remain vigilant as these forecasts are subject to change based on economic data and policy decisions. The stability of the Euribor rate is crucial for various financial instruments, including mortgages and loans, which are sensitive to interest rate fluctuations.

References:
[1] https://longforecast.com/euribor-forecast-2017-2018-2019