Earn $750 Back in Year One with the Amex Blue Cash Preferred Card

The Amex Blue Cash Preferred offers $750 in rewards in the first year, including a $250 statement credit after spending $3,000 in eligible purchases within six months. It has a $0 intro annual fee for the first year, then $95. The card offers 6% cash back at US supermarkets, 6% cash back on select US streaming subscriptions, and 3% cash back at US gas stations and transit purchases. It also offers a low intro APR of 0% for 12 months and a $84 Disney Bundle credit.

The Amex Blue Cash Preferred Card offers an attractive package of rewards and benefits designed to cater to everyday spending habits. This card is particularly appealing for those who frequently shop at supermarkets, use streaming services, and commute regularly. Let's delve into the key features and benefits of the Amex Blue Cash Preferred Card.

Rewards and Benefits

The Amex Blue Cash Preferred Card provides a robust rewards structure that includes:
- Cash Back on Supermarkets: 6% cash back on up to $6,000 in purchases per year at U.S. supermarkets.
- Cash Back on Streaming Subscriptions: 6% cash back on select U.S. streaming subscriptions.
- Cash Back on Gas Stations and Transit: 3% cash back on purchases at U.S. gas stations and on transit, including taxis, rideshare, parking, tolls, trains, and buses.
- Introductory APR: A low introductory APR of 0% for the first 12 months.
- Disney Bundle Credit: An $84 Disney Bundle credit when you spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com.

Annual Fee and Introductory Offer

The Amex Blue Cash Preferred Card has a $0 introductory annual fee for the first year, followed by a $95 annual fee. This makes it an attractive option for those who want to avoid high annual fees but still benefit from substantial rewards.

Eligibility and Application

The card is designed for individuals with good to excellent credit scores, typically ranging from 670 to 850. Applicants can apply directly through the American Express website.

Conclusion

The Amex Blue Cash Preferred Card is a strong contender for those seeking a no-frills, high-rewards credit card. Its 6% cash back on supermarkets and streaming subscriptions, along with 3% cash back on gas and transit, make it an ideal choice for everyday spending. Combined with its $0 introductory annual fee and low $95 annual fee, it offers excellent value for money. However, it may not be the best fit for those who prefer travel rewards or dining rewards.

References

[1] https://www.cnbc.com/select/amex-gold-card-vs-blue-cash-preferred/