Dogecoin News Today: MUTM's DeFi Rocket: Will This Token Mirror Dogecoin's 2021 Surge?

Mutuum Finance's (MUTM) presale has surged to $17.2 million in funding as the Ethereum-based DeFi project advances through Phase 6 of its token sale. The current price of $0.035 has already seen 60% of the phase's allocation sold, with the next phase slated to increase to $0.04, a 15% jump. Over 16,800 holders have participated in the presale, which began at $0.01 in Phase 1, offering early investors returns of up to 250% and analysts forecasting a potential 15x upside post-launch. The project's roadmap includes a beta launch and exchange listing, with a target price of $0.06 at launch, representing a 700% increase from the initial Phase 1 price.

The presale's momentum is underpinned by a dual lending model combining peer-to-contract (P2C) and peer-to-peer (P2P) mechanisms. In the P2C system, users deposit assets into audited liquidity pools, earning mtTokens that accrue yield based on pool utilization. For example, a $20,000 ETH deposit could generate approximately $2,800 annually in interest. The P2P model allows direct lending and borrowing of niche tokens like SHIB or DOGE, with flexible terms and overcollateralization to mitigate risk. Borrowers must post collateral, such as $3,000 in ADA, to secure a $1,650 USDT loan at a 55% loan-to-value ratio.

Security and transparency are central to Mutuum's appeal. The project completed a CertiK audit in May 2025, achieving a Token Scan score of 90 and an Operational Resilience score of 95.61. A $50,000 bug bounty program incentivizes developers to identify vulnerabilities, while a $100,000 giveaway rewards early participants. These measures have bolstered investor confidence, with the presale dashboard providing real-time tracking of allocations and potential returns. The project's Layer-2 integration further enhances scalability, reducing transaction costs and enabling faster processing for both retail and institutional users.

Analysts have drawn parallels between MUTM's growth trajectory and Dogecoin's 2020–2021 surge, citing a similar blend of speculative demand and utility-driven fundamentals. At $0.035, MUTM is projected to reach $0.525 by 2025, a 15x increase, driven by its audited infrastructure and structured price progression. Early Phase 1 investors who purchased $6,500 worth of tokens at $0.01 now hold assets valued at $22,750, with potential to reach $39,000 at the $0.06 launch price. The project's beta launch, scheduled alongside the token's exchange listing, will provide immediate access to lending and borrowing features, further solidifying its position in the DeFi ecosystem.

Mutuum's presale has also demonstrated broad adoption, with 735 million tokens sold across 16,700 wallets. This wide distribution mitigates whale dominance and supports liquidity post-launch. The project's phased price increments-20% per stage-have created a predictable appreciation model, distinguishing it from volatile presales. With Phase 6 over 50% sold and Phase 7 imminent, the path to the $0.06 launch price is well-defined, offering clarity in an early-stage token market often marked by uncertainty.

The project's overcollateralized stablecoin, backed by on-chain assets, adds another layer of utility. Unlike centralized stablecoins, Mutuum's stablecoin will adjust its supply algorithmically based on market conditions, maintaining a $1 peg through dynamic interest rates. This design ensures steady demand during market volatility, with borrow rates adjusting via the project's governance system. The stablecoin's integration with the lending platform is expected to drive further on-chain activity, reinforcing MUTM's role as a utility-driven asset rather than a speculative token.

As Bitcoin approaches $150,000, investors are increasingly favoring projects with tangible use cases over pure speculation. Mutuum Finance's audited framework, dual lending models, and transparent governance align with the growing demand for secure, high-yield DeFi solutions. With $17.2 million raised and a clear roadmap to launch, MUTM has emerged as one of October's top-performing cryptos, combining institutional-grade security with retail-friendly incentives.

Source: [1] Invezz (https://invezz.com/news/2025/10/09/investors-flock-to-mutm-as-best-crypto-before-btc-hits-150k/)

[2] GLOBE NEWSWIRE (https://www.globenewswire.com/news-release/2025/09/25/3156438/0/en/Phase-6-Reaches-50-Mark-as-Mutuum-Finance-MUTM-Approaches-Next-Price-Step.html)

[3] cryptonews.com (https://cryptonews.com/press-releases/mutuum-finance-mutm-crosses-16-7m-in-funding-and-sets-sights-on-0-06-launch-price-as-phase-6-surpasses-55-sell-out/)

[4] cryptopolitan.com (https://www.cryptopolitan.com/mutm-is-nearing-price-explosion-price-prediction-if-mutuum-finance-breaks-0-50-in-2025/)

[8] Invezz (https://invezz.com/news/2025/06/15/link-soars-on-major-oracle-partnership-while-mutm-sees-record-wallet-sign-ups/)

[10] Tech Bullion (https://techbullion.com/mutuum-finance-mutm-completes-certik-audit-security-check-passed-with-confidence/)